Download PDF


A Senior Banker and Entrepreneur having played a key role in structuring, originating and risk managing some of the largest cash and derivative deals at Lloyds Banking Group. 

Work experience

Jan 2016Present

Senior Manager Market Risk Capital

Lloyds banking Group

Risk Manager for  Trading Book Capital


Senior Manager Structured Transactions, CVA & Risk

Lloyds banking group
Senior Manager Line Manager, Structured Transactions Market Risk for Distressed Debt, CVA Trading. Market Risk portfolio management of Group Treasury CVA positions from distressed swaps Advisory responsibility for Groups complex transactions Market Risk Credit Spread manager across, ABS, Leveraged Loans, High Yield and Corporate bond trading books. Modelling, pricing and validation of credit derivative trades, Convertible bonds, Recovery Swaps, CLN and CDS Indices traded by Credit Trading Desk. Analysis of the credit trading risk profile across Credit Spreads, FX and Interest Rates Responsible for daily review of market risk reports, identifying all significant risks on credit trading positions and PnL. Providing detail commentary on the current risk profile, including analysis of changes and emerging trends. Prototyping solutions for quantification of Pillar 2 and Pillar 3 Capital requirements across CRD IV Market Risk, FRTB Market Risk, Collateral and Repo. Expertise in SA CCR, SA-CVA and FRTB

Associate Director ABS and CLO Structuring

Lloyds Banking Group

Associate Director £ 1.22bn Sandown Gold 2011-1 Plc-CLO of SME Loans(Bloomberg SGOLD Mtge 2011, July ‘11).£ 0.9bn Sandown Gold-CLO of SME Loans(Bloomberg SGOLD Mtge 2011-1, July ‘10). PACS Social Housing CLO£ 5bn,(Bloomberg CBLUE Mtge Aug ‘09). Modelled the transaction for in-house investor and rating agency stresses. Modelled and tested the transaction with 3rd party providers and rating agencies, ABSXchange, Intex and ABSNet. Built the audited model to comply with CRD II, ECB and FSA/BoE requirements. Valued the basis swaps and agreed on hedge arrangements between SPV and Swap Counterparties. Government Asset Protection Scheme-GAPS(Mar ‘09), Team leader for Corporate/Commercial“ Asset Protection Scheme” across HBOS and LTSB£ 35bn. Structuring of Tier 1 capital requirements with government agencies-UKFI, FSA and HMT.

Jun 2005Feb 2007


Lloyds TSB Financial Markets
Apr 2003Jul 2003

Corporate Finance Analyst

Optus Communications,

3G Corporate Finance Analyst

Dec 1998Jul 2002

Senior 3g/gprs Software Engineer

Ericsson Eurolabs
Aachen-Germany, Taipei-Taiwan, Melbourne-Australia Senior 3G/GPRS Software Engineer





Macquarie University


University of Western Australia