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Yoga Muda Aditya

Entrepreneur - Leader - Educator - Change Agent


Business Management student at Telkom University, experienced in Small Medium Enterprise (SME) bangking for 2 years,  and who seeks Australia Awards Scholarship to continue to pursuing a career in Social Entrepreneurship Movement.

Work experience

Apr 2012Nov 2014

Relationship Officer

PT Bank International Indonesia, Tbk (BII MAYBANK)
  • Establish an effective mechanism to generate Small Medium Enterprise (SME) market intelligence from field sales force.
  • Achieve SME sales target by sector, segment and product - Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Responsible for end-to-end Business Credit Analyst process including preparing all the tools like Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies.
  • Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with Early Alert Report processes.
  • Ensure timely submission of quality Quarterly Credit Reports.
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
  • Focuses on relationship deepening by cross selling products based on customers’ needs.
  • Maintain good relationship with customers, practice KYC principles, understanding customer needs and behavior
Jun 2011Jan 2012

News Anchor

PT Esa Visual Padjajaran Tivi (PJTV)
  • Present the information from the editor to the audience streamed live broadcast.
  • Conducting dialogue with some capable resources related to a particular social, cultural, political, economic, educational, and other
  • Leading program associated with a variety of news, information, and education.
  • Provide opportunities for audiences to join and discuss aspirations on the TV Show.



Bachelor's Degree in Business Management (GPA 3.64 of 4)

Telkom University (Formerly Known As Institut Manajemen Telkom)

Courses :

  • Marketing Management
  • Financial Management
  • Strategic Management
  • Human Resource Management
  • Entrepreneurship and Practice
  • Accounting
  • Law in Business

Secondary (High School)

SMA Negeri 1 Salatiga

Organization Experiences

Jan 2011Jan 2012

Student Executive Board of Telkom University (Finance Dept.)

Minister of Finance
Dec 2009Dec 2010

107.9 FM IM Radio (University Radio)

General Manager
Jan 2010Dec 2010

Student Executive Board of Telkom University (External Affair Dept.)

Jan 2009Dec 2009

Student Parliament of Telkom University Business School

Vice President
Aug 2007Jul 2008

Residential Youth Community (Karang Taruna)

Sep 2006Sep 2007

Student Executive Board of SMA Negeri 1 Salatiga

Head of Art and Cultural Department
Nov 2005Aug 2006

Youth Cross Red (Palang Merah Remaja)



Microsoft Office

Ms. Word, Ms. Excel, Ms. Outlook, Ms. Powepoint

Graphic Design

Adobe Photoshop, Adobe Illustrator, Corel Draw

Trainings and Seminars

  • Officer Development Program  by BII MAYBANK, 2012
  • Business Negotiation Training by Maestro, 2012
  • Basic Financial Accounting & Financial Statement Analysis by The Indonesia Institute of Accountants, 2012
  • Introduction to Trade Finance Transaction & Trade Finance Sales by PT Triniti Solusi Kreatifindo, 2012
  • International Seminar "Snapshot of Content Business in Today's ICT Industry by Telkom University, 2011
  • Indonesia Business Students Summit by Telkom University, 2010
  • International Seminar "Snapshot of Content Business in Today's ICT Industry by Telkom University, 2010
  • Managing Community Radio Training by Indonesia Broadcasting Commission, 2009


Analisis Nilai Investasi Pada Instrumen Jakarta Islamic Index Dengan Menggunakan Long Strap Strategy Tahun 2008-2010, Institut Manajemen Telkom, 2012