Yoga Muda Aditya

  • Semarang - Central Java, ID
Yoga Muda Aditya

Entrepreneur - Leader - Educator - Change Agent


Business Management student at Telkom University, experienced in Small Medium Enterprise (SME) bangking for 2 years,  and who seeks Australia Awards Scholarship to continue to pursuing a career in Social Entrepreneurship Movement.

Work experience

Work experience
Apr 2012 - Nov 2014

Relationship Officer

PT Bank International Indonesia, Tbk (BII MAYBANK)
  • Establish an effective mechanism to generate Small Medium Enterprise (SME) market intelligence from field sales force.
  • Achieve SME sales target by sector, segment and product - Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Responsible for end-to-end Business Credit Analyst process including preparing all the tools like Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies.
  • Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with Early Alert Report processes.
  • Ensure timely submission of quality Quarterly Credit Reports.
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
  • Focuses on relationship deepening by cross selling products based on customers’ needs.
  • Maintain good relationship with customers, practice KYC principles, understanding customer needs and behavior
Jun 2011 - Jan 2012

News Anchor

PT Esa Visual Padjajaran Tivi (PJTV)
  • Present the information from the editor to the audience streamed live broadcast.
  • Conducting dialogue with some capable resources related to a particular social, cultural, political, economic, educational, and other
  • Leading program associated with a variety of news, information, and education.
  • Provide opportunities for audiences to join and discuss aspirations on the TV Show.


2008 - 2012

Bachelor's Degree in Business Management (GPA 3.64 of 4)

Telkom University (Formerly Known As Institut Manajemen Telkom)

Courses :

  • Marketing Management
  • Financial Management
  • Strategic Management
  • Human Resource Management
  • Entrepreneurship and Practice
  • Accounting
  • Law in Business
2005 - 2008

Secondary (High School)

SMA Negeri 1 Salatiga

Organization Experiences

Jan 2011 - Jan 2012

Student Executive Board of Telkom University (Finance Dept.)

Minister of Finance
Dec 2009 - Dec 2010

107.9 FM IM Radio (University Radio)

General Manager
Jan 2010 - Dec 2010

Student Executive Board of Telkom University (External Affair Dept.)

Jan 2009 - Dec 2009

Student Parliament of Telkom University Business School

Vice President
Aug 2007 - Jul 2008

Residential Youth Community (Karang Taruna)

Sep 2006 - Sep 2007

Student Executive Board of SMA Negeri 1 Salatiga

Head of Art and Cultural Department
Nov 2005 - Aug 2006

Youth Cross Red (Palang Merah Remaja)




Microsoft Office

Ms. Word, Ms. Excel, Ms. Outlook, Ms. Powepoint

Graphic Design

Adobe Photoshop, Adobe Illustrator, Corel Draw

Trainings and Seminars