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Summary

Finance and Marketing graduate with a demonstrated ability to combine analytics, creativity
and commercial acumen to make sound business decisions. A quick learner who can absorb
new ideas and communicate clearly and effectively. Passionate about developing long-
term strategic relationships with key stakeholders that are mutually beneficial and create
long-term value for everyone in the ecosystem. A keen leader with a track record of being
trusted in leadership positions at a young age.

Seeking an opportunity to achieve long-term career growth. Constantly striving to make a
positive contribution to society. Passionate about wildlife conservation, keeping fit and
maintaining a healthy lifestyle.

Personal Details

Cell No. 076 123 6220     

ID No.: 9309270051085

Gender: Female

Race: Indian

Work Experience

Feb 2018Present

Analyst (Vehicle and Asset Finance: Analytics and Insights)

Standard Bank

- Inform business decisions through data and analytics.

- Identify opportunities to mitigate revenue leakage and grow profitability, ensuring portfolio optimization.

- Develop business cases for potential product offerings by analysing the feasibility and formulating implementation strategies.

- Conduct global industry analyses and contextualise the insights to local business relevance.

- Analyse market trends and provide customer insights to business to assist with product decisions

- Utilize a project management approach to liaise between the business teams, with the objective of increasing productivity and feeding information to the greater business.

- Periodically build and compile business reports and presentations to assist the executive team with monitoring business health.

- Proactively analyse segment performance:

  • Tracking performance against budgets and ROE expectations.
  • Monitor profitability by analyzing sales, costs and risk factors.

-  Evaluate end to end value chain performance, finding indicators and discovering how changes in operations will improve results.

  •  Proposed solutions to improve system inefficiencies and reduce total expenses and turnaround times.

 

Feb 2017Jan 2018

Personal and Business Banking Graduate 

Standard Bank

The Standard Bank Graduate Programme recognizes high potential graduates and facilitates intensive banking and finance training. Completed a rotation across the value chain, with projects in the following areas:

  • Customer insights;
  • Personal and Business Banking Sales;
  • Operations;
  • Credit/Collections; and
  • Data and Analytics.

Feb 2016July 2016

Tutor

UKZN

Elected to tutor Finance312 (Financial Risk Management )

Roles and responsibilities:

- Weekly tutorial sessions with a class of 30-40 students.

- Tutoring concepts and application relating to coursework.

- Invigilating Tests. 

- Marking of Test scripts.

Mar 2016Sep 2016

JSE Investment Challenge Mentor

JSE

Chosen to mentor schools in Durban on the JSE Investment  Challenge.

Roles and responsibilities include: 

 - Approaching schools and encouraging participation,

 - Mentoring and teaching learners on:

  • The basics of trading
  • Share valuation
  • Technical and Fundamental Analysis
  • Other relevant concepts pertaining to the challenge

Result: The team I mentored placed 3rd in the country.

20122016

Junior Supervisor

Sparkport Pharmacy

Part-time position as Junior Supervisor

Customer Relations, System and controls:

- Supervised store staff ensuring tasks completed timeously.

- Providing weekly report to management.

- Ensuring customer complaints recorded correctly and reported to management.

- Ensuring that response from management sent to customer within 48 hours of complaint being lodged.

- Providing monthly system reports to management on new systems and controls to be implemented in store.

20132014

Assistant

Ironstein Technologies (Consulting & Management Company)

Part-time work experience. Data Capturing and Market Research:

- Assisted with capturing of invoices and expenses on excel for management reports.

- Acquired a basic knowledge of the workings of formulas and graphs.

- Assisted with feasibility analysis of the proposed success/ failure of a new hotel.

- Collected information and compiled report on the current trends of guests, comparing competitor rates along with service offerings, searching online for accommodation websites for advertising and ideas for website design.

Education

2012Present

BACHELOR OF COMMERCE (Honours) 

University of KwaZulu-Natal

Attained a degree in Finance and Marketing

- Honours in Finance

- Member of UKZN Finance Society

- Member of UKZN Consulting Club

- Tied first place for 3rd year Procter and Gamble Finance Presentation

20002011

Matric Distinction with Merit

Orient Islamic School

- Three Distinctions

- Appointed Prefect

- Secretary of English Club

- Member of Learner's Representative Council

Voluntary Placements

2017Present

Volunteer

SPCA
2014Present

Volunteer's Assistant

Darul Yatama Wal Masakeen

NPO catering for old age, destitute and orphans.

2014Present

Member of Youth League

Minara Chamber of Commerce

References

1. Solly Suleman (Director of Sparkport Pharmacy): 083 786 1119

2. Yusuf Vahed ( Board Member at Darul Yatama Wal Masakeen): 072 343 8304

3. Ashraf Paruk (Director of Ironstein Technologies): 082 225 5446

4. Kemasha Padayachee (Manager at Standard Bank : Pricing and Revenue - Vehicle and Asset Finance): 061 449 3082

5. Ameen Hassan (Head of Shari'ah Banking at Standard Bank): 083 786 8600