Victor Pedrosa

  • Sao Paulo Brazil
Victor Pedrosa

Objective

Searching for a senior executive finance and business development opportunity to apply my 15+ years of multi industry and international experience in large multinational and medium size companies in need of restructuring, turnaround and start-up operations. 

Work Elegibility

Dual Citizen (American / Brazilian) eligible to work in US, Brazil and European Union Countries

Summary

  • International business and finance executive (CFO) with more than 18 progressive years working in Strategy, Finance and Treasury: Asset Backed Securitizations / Structured Finance, Loan Syndication, Funding, Portfolio Management, Risk Management, Foreign Exchange & Cash Management, M&A / Valuation, Pricing, Strategic Planning, and Budgeting (US GAAP & IFRS).
  • International experience working in Fortune 200 companies including Xerox and DaimlerChrysler: ability to conduct business in English, Portuguese, and Spanish languages with work experience in several countries (US, Germany, Brazil, Austria, and Norway).
  • Multi-industry working experience with private and public companies: Commercial Real Estate (REIT / private equity investors), Financial Services, Automotive, Aerospace, and Technology.
  • Extensive leadership experience in creating, presenting, restructuring, and implementing change as well as managing a team of as many as 70 people.
  • Strong analytical and quantitative skills extensively applied on complex spreadsheets and macros (engineering academic background).

Education

Education
2009 - 2009

Energy Business Management

FGV

Work History

Work History
Jan 2010 - Jun 2011

Credit Card Planning Executive

Itau-Unibanco
  • Performed financial, strategic and sales plans, controlled credit card P&L, personal loan, student loan businesses, as well as acted as top finance representative for a wholly owned card processing company.
  • Prepared business plans of new product features for credit cards and optimized a USD300M sales budget. Oversaw all rewards programs for the credit card division with more than 40B points outstanding. 
  • Supported portfolio system integrations (due to merger of Itau and Unibanco banks) and standardized reporting and controlling processes. Evaluated new business opportunities to enhance revenue generation and cost reduction in the credit card businesses. 
  • Controlled profit sharing and commissions of more than 10 joint ventures / partnerships with Itau bank.
May 2008 - Apr 2009

CFO

Brookfield Property Management
  • Oversaw Finance, Purchasing, IT, Human Resource, Store Audit, and Legal departments of 10 Malls (with more than 270,000m2 of gross leasable area and R$300M in revenue) owned and managed by Brookfield's REIT.
  • Involved in several company and property valuations, lease negotiations, strategic and operational studies in the shopping centers (parking business, energy saving projects, shopping center expansions, hotel feasibility studies, executive variable comp program).
  • Acted as General Manager for a major Shopping Centers in Sao Paulo and as Executive Finance Director of Shopping Centers in Rio de Janeiro to restructure and standardize businesses, controls and policies after their purchases from family owned companies.
Jan 1998 - Jul 2008

Budget Supervisor

Chrysler Austria / Eurostar
  • Analyzed capital expenditures and investments for the assembly line.
  • Prepared and presented financial and operational reports to senior plant management.
  • Prepared and monitored Eurostar assembly plant budget.
Feb 2007 - Dec 2007

Latin America, Africa and Middle East Financial Analyst

Chrysler Corp

  • Led Chrysler truck pick-up program in Brazil with a multi departmental team that included engineering, procurement, logistics, manufacturing, product planning and international operation strategies.
  • Prepared viability studies (NPV, PI, ROI, RONA, EVA) for Latin America region for the Dakota truck line including analysis of modular production, local content, vehicle margins, balance of trade, and government incentives. Performed business analysis of the new assembly plants in Brazil and Argentina.
  • Evaluated transfer pricing and balance of trade strategies.
Sep 2006 - Nov 2007

Senior VP of Finance

College Loan Corp
  • Oversaw the treasury, portfolio management, IT, finance, and financial planning and analysis departments.
  • Participated in contractual reviews, structuring, selling and execution of a $1.7B 2007 securitization program including US and European road shows, and worked with several investors and investment bankers.
  • Monitored competitive bond issuance activity and identified consumer/investors needs.
  • Implemented the first regulation AB attestation to the company's regulatory compliancy and responsible for SEC fillings (10K and 10D) for various legal entities.
  • Facilitated internal and external audits.
  • Developed a long range forecast model, and improved the monthly forecast process for student loans.
  • Analyzed portfolio buyout studies from other financing firms and prepared due diligence work (M&A work).
  • Reviewed, negotiated and reported bank and debt covenant and managed alliances with business partners.
  • Assisted implementation of a credit card program focused on 1st time credit card holoders
Apr 2003 - Aug 2006

Structured Finance Manager

DaimlerChrysler Financial Services AG

  • Developed portfolio management guidelines for all DaimlerChrysler Financial Services (DCFS) entities.
  • Analyzed and modeled financing asset backed securitizations (ABS) and brokerage funding models for Japan, Australia, Europe (Benelux, Germany, Italy), US and Latin America (Argentina, Venezuela).
  • Interfaced with investment bankers, legal counsel, and other service providers for securitization programs.
  • Audited funding operations (including securitization activities), and calculated return on risk adjusted capital (RORAC).
  • Participated in credit risk reviews (internal audits) in financing service companies.
  • Developed risk management and valuation analyses, calculated subsidiary economic capital requirements based on Basel II regulations, and supported subsidiaries in mitigating portfolio concentration risks.
  • Assisted with credit facilities, prepared liquidity strategies, and reviewed dealer financing programs.
  • Review retail and wholesale financing credit applications for Latin America region.
May 2001 - Mar 2003

Corporate Controlling Manager

Chrysler Financial
  • Developed monthly executive summary for DCFS NAFTA executive committee.
  • Redesigned controlling system and process to track capital projects, headcount, and operating expenses.
  • Led implementation of a forecast and control G&A system and capital investment analysis (ROI / NPV).
  • Managed a team of six people controlling US$1.0 billion of annual operating expenses.
  • Monitored credit card business for Mercedes-Benz, Chrysler, Jeep and Dodge brands.
Aug 1998 - Apr 2001

Treasury Operations and M&A - Senior Specialist

DaimlerChrysler Corp
  • Negotiated letter of credit facilities to Latin American financial services subsidiaries.
  • Monitored liquidity and portfolio interest rate exposure risks on DaimlerChrysler financing companies.
  • Prepared feasibility studies related to acquisitions of brand distribution rights in international markets.
  • Assisted M&A department to review financial analysis of potential transactions and participated in the integration team in international subsidiaries and treasury operations.
  • Provided funding analysis, cash management and foreign exchange (Forex) support for Latin America, Europe and parts of Asia.
  • Analyzed commodity (Steel, Aluminum, and Platinum) and currency exposures and executed hedging operation.
  • Negotiated and advised strategic purchases of mechanical commodities.
  • Prepared business cases (strategic and financial analysis) of production of new vehicles in South America.
Nov 1990 - Jun 1995

Assistant Manager - Strategic Planning, Pricing and Financial Planning

Xerox do Brasil
  • Worked cross-functionally to develop and implement a new simulation system to modernize and facilitate the financial planning process.
  • Managed a team of two analysts and one trainee. Prepared and supervised analyses of new price proposals, and analyzed marketing department needs to determine profitability of new products.
  • Restructured the financial planning process and built a decision Information system to move from mainframe to local network architecture.
  • Interfaced with consultants to improve flow of information within company departments.
  • Prepared budgets and pro-forma forecasts of income statements for Brazilian operations.
  • Participated in International Association for Exchange Students for Technical Experience in Bergen, Norway (leave of absence from Xerox between Sep and Nov 1992).
  • Participated in a team responsible for determining how, where and what copier machines to be produced or imported to maximize fiscal incentives.
  • Prepared price increase explanations for government authorities.

Skills

Skills

German, French -

Portuguese, English, Spanish -