For the past 10 years or so, I have helped individuals in my community achieve the American Dream of owning their own home. I am currently working as a community lending specialist for Marquette Bank, which is one of the area's most respected financial institutions. Additionally, I have been a club and mobile DJ for over 20 years and I am currently one of the volunteer resident dj's for Chicago's 90.5 FM [WRTE]. I like to keep myself busy, so I am also nurturing along a heating and cooling company as well as a doing graphic design work on the side.
Sep 1988 - Present
Community Lending Specialist
· Develop and maintain client relationships. · Build on present client base while constantly prospecting for new clients. . · Assess client's needs and provide creative solutions. · Continuously instruct and direct processing staff, end lenders and clients with regards to processes and procedures to expedite results. · Interface with other areas of the bank to maximize referrals. · Provide superior external and internal customer service on a daily basis. · Excellent follow-up skills with both client's and end lenders. · Ability to work with outside vendors.
Jan 1985 - Present
Jan 2004 - Sep 2008
Express Equity Corporation
Founded full service mortgage lending company servicing the greater Chicago metropolitan area.
Jan 2000 - Jan 2004
The Money Shop, Inc
Oversaw all branch activities, including hiring and training of all personnel, for a mortgage broker company specializing in FHA, conforming and non-conforming loans. Ensured proper credit policies and guidelines are met, and conformed to company and regulatory guidelines. Coached loan officers and helped them to develop relationships with realtors and other sources for direct loan referrals. Served as a liaison between corporate officers and branch employees. Maximized profit at branch level by properly managing expenses, as well as pricing.
Jan 1995 - Dec 2001
Branch Assistant Vice president
Managed all aspects of 20 million dollar branch for the largest publicly traded finance company in the U.S. Responsible for credit quality and delinquency control at branch level. Supervised all lending and expenses for the branch. Constantly achieved corporate set goals in both loan growth and delinquency reduction. Secured relationships with retail outlets to facilitate private label credit cards and retail accounts. Developed and piloted marketing program geared toward Hispanic community. Ensured branch personnel properly marketed the wide range of financial and insurance products.
Jan 2000 - Jun 2000
· Supervised 2 staff underwriters, 12 loan officers and 3 support personnel. · Instructed team members in sales techniques and time management and organization. · Achieved corporate set goals in both loan growth and delinquency reduction. · Improved branch profit with 90 days of my start date.