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Troy Ferguson

  • 10472 Pago Pago Cir, Huntington Beach, CA
  • Direct: 858.231.3870

Commercial Loan Officer at Wells Fargo

Professional Summary

Self-motivated sales professional strategically originating loans for more than nine years in the banking and finance arena.  Able to prioritize tasks effectively to manage high volumes of sales and processing activities to also meet predetermined deadlines.  Enthused leader who provides support to team members and communicates effectively with all organizational levels. Using tax analysis and underwriting fundamentals, discusses the product and structure of loan requests with top level executives and decision makers.


Jun 2014Present

The ALS Association, Orange County Chapter

Board Member – Finance Committee
Mar 2014Present

Junior Achievement of Orange County


Work History

Oct 2013Present

Commercial Loan Officer, West Coast Business Banking Group

Wells Fargo Bank, N.A. | Wholesale Banking

Uncovered opportunities by opening lines of communication with high net worth individuals or decision makers at businesses that typically generate between $5MM and $50MM in annual sales.

Upon completion of training at Wells Fargo's Business Banking University, I was awarded my first branch where I was able to source and close CRE purchase and refinance transactions from existing customers.

Referrals sourced networking with business professionals, developing  internal relationships, and training local branches to profile and identify clients that need business banking services.

Another branch was assigned and I had learned to hold bankers accountable for weekly calling activity and loan referrals as pipeline reports were prepared and sent to branch and district managers every Monday morning.

Screened prospects appropriately with open ended questions and met with ideal candidates to process credit requests.  Conducted site visits, collected financial information, and involved appropriate bank partners to on-board new business banking customers properly.

Recommend approval on qualified credit requests and composed a CAP detailing an analysis of the business, industry, management/ownership structure, succession plan, bank relationship, and also mitigated key risk factors to all be reviewed for a final decision by our Senior Regional Credit Officer.

Team Lead in the Orange Office for the 2014 Equipment Finance Challenge as a part of the Southern California, South Region to win the Pacific Midwest Territory.

Jun 2007Oct 2013

Senior Account Executive

Genesis Commercial Capital LLC

95% of newly sourced opportunities were made by successful cold-calling and follow-up strategies.

Navigated potential borrowers and equipment vendors amicably through our credit approval and funding process, which created a flow of inbound referrals and repeat customers.

As my success was recognized, I began to take on new roles with the intention of increasing productivity and efficiency.

Involved in hiring, training and supervising sales executives to find new opportunities to refer to me directly in their first 90-days while they learned about the account executive role and deal flow.

Met with the owners on a regular basis to discuss a number of internal matters to include: new lending sources to work with, discussion around our competition, inefficiencies around our contact management system, appropriate actions to customers in default and new prospecting assignments.

Top performer in terms of new loan volume and profit margin and exceeded sales target by 120% annually.

Apr 2004Jun 2007

Valet Supervisor

Ace Parking Management, Inc.

Completed the Hyatt sponsored hospitality training program and was promoted to valet captain where I would greet guests and handle front-drive operations at the 1,628 guestroom Manchester Grand Hyatt Hotel.

Prepared valet team for the Grand Opening of Hotel Solamar and as Valet Supervisor I handled training, scheduling, reconciling and capturing revenues.

Awarded first place in "The Service Cup Challenge" for three consecutive quarters at Hotel Solamar, which was a customer service contest among all hotels in Downtown San Diego.

Jan 1998Apr 2008

Referee Coordinator

Poway Youth Basketball League

Conducted training sessions for new officials each season, managed scheduling conflicts from week to week, and handled payroll for up to 20 referees.

Liaison between board members, coaches, and fans regarding on and off-court disputes.

Presence as Lead Referee for multiple games on Saturday and Sunday afternoon.



Bachelor of Arts in Economics

San Diego State University