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Financial planning and analytical support for the retail bank branch network. Develop and deliver training to enhance financial acumen of field management team. Create and present reporting and analysis including profit and loss statements, non-interest expense reporting, store performance, and business reviews. Partner with Division Executives and line of business Finance Managers to develop market business plans and adjusting plans utilizing GAAP analysis throughout the year. Provide support and education around corporate financial targets and results, emerging trends, market share, economic, market and competitive trends.
Financial planning and analytical support for retail bank deposit and operations services. Develop and manage deposit product pricing charter, pricing strategies and guidelines including products acquired through mergers and acquisitions, product promotions and new product development.
•Build financial models for planning and forecasting ROI for new and enhanced products.
•Supervised business case initiatives with cost benefit analysis, breakeven analysis, and trend analysis, incorporating market/economic conditions.
Create new product income statement methodologies, including activity based costing, general ledger transaction mapping from legacy system, funds transfer pricing and economic capital to develop first generation Washington Mutual product profitability models.
• Supervised relationship with outside consulting team
•Increased product profitability and improve customer relationship pricing
Develop product and household profitability. Design and implement new products in the marketplace: includes profitability projections, research, promotions, and budget analysis. Created product promotional and pricing strategies. Build financial reporting systems and processes to measure primary drivers of profitability. Work with advertising agencies, research companies, direct marketing agencies, and financial analyst to implement product initiatives, campaigns, and promotions.
•Analyzed and consolidated the deposit product set for 21 new Union Planters affiliate banks.
Increase profitable deposit accounts and decrease number of unprofitable accounts by utilizing product profit models.
•Increased overall deposit product profitability by 34.
•Managed in-store merchandising, grand openings, special branch and market promotions.
•Managed in-store merchandising, grand openings, special branch and market promotions, special events, CRA advertising and events
•Developed and maintained incentive systems and procedures and implemented and tracked all sales contest.
More than 15 years of accomplishment in product and channel management in a financial setting have provided me with a comprehensive expertise that assures my continuing career success. In me you will find someone who applies unusual dedication and offers the focus, drive, and leadership skills to excel seamlessly in a high-pressure, fast-paced environment.
My professional experiences include, budget and forecasting, retail sales and management, product development, creating and implementing brand and customer-centric initiatives that strengthen infrastructure, optimize productivity, expand revenue-generating capacity and maximize ROI.
Throughout my career, I have a record of fast progression and recognized achievement in roles encompassing the following skills:
·Managing, leading and coaching
·Financial analysis, budget planning and forecasting
·Research and Analysis
·Strategic and Market Analysis
·Preparing and presenting quantitative and qualitative analyses and recommendations to executive management
I have recently enhanced my level of education by attending the University of South Florida and The College of Charleston, focusing on health sciences courses relevant to the health care industry.I have just completed a 12 month Pharmacy Technician program with a 4.0 GPA at Trident Technical College.
Baking, Running and Biking