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Career Objective

To enhance my professional skill in a dynamic and stable organization where I will be able to use my educational skill in the best possible way to create immediate and strategic value for the company.

Work History

Position           :   Senior Officer

Work place     :  FAS Finance & Investment Ltd.( An NBFI regulated by Bangladesh Bank)

Joining Date  : January 1, 2016 to till date.

Department   : SME

Reporting       :  SME Head

Core Job responsibilities        

  • Searching prospective clients, creating loan demand and assisting them in loan application.
  • Business Risk assessment of prospective clients using Credit Risk Grading Model.
  • Suggesting innovative ideas for business expansion. 
  • Analyzing and interpreting financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducting loan appraisal and collects detailed information (personal, business, and guaranties)
  • Preparing and executing loan contracts and arranging for disbursement of loan in kind
  • Providing quality banking experience and service to customers.
  • Project visit after a loan is  sanctioned to ensure repayment.

Additional responsibilities

  • Preparing quarterly Bangladesh Bank CMSME report regarding total SME outstanding, sector wise outstanding  (Industry, Service, Trade, Agro, Green financing), gender wise outstanding, cluster wise outstanding etc.
  • Preparing Bangladesh Bank Women Entrepreneur Fund Monitoring report regarding the status of existing clients who availed Bangladesh Bank Women Refinance Fund.
  • Preparing Bangladesh Bank ADB Fund Monitoring report regarding the status of existing clients who availed the  ADB refinance  fund  from Bangladesh Bank
  • Preparing Bangladesh Bank  Fund Monitoring report regarding the status of existing clients who availed the BB  refinance  fund .
  • Preparing  Bangladesh Bank report on Green finance and Corporate Social Responsibility 
  • Preparing  Bangladesh Bank MISS report on total  loan outstanding to different sectors.


  • Worked as an Intern at Department of Financial Institution and Market (DFIM) in Bangladesh Bank for two months as a part of M. B. A. Program
  • Worked as an Intern in Cash Incentive Department in Acnabeen Chartered Accountants firm for one and a half month as a part of B.B. A. Program.


Aug 2014Dec 2015

M.B.A  (Department of Finance)

University of Dhaka

Masters of Business Administration 

CGPA 3.21 out of 4.00

Jan 2010Feb 2014

B.B.A (Department of Finance)

University of Dhaka

Bachelor of Business Administration

CGPA 3.32 out of 4.00


Dhaka City College

Higher Secondary Certificate in Business Studies

CGPA 5.00 out of 5.00


Dhanmondi Government Girls' High School

Secondary School  Certificate in Business Studies

CGPA 5.00 out of 5.00

Research work

  • Project paper on "The Impact of Corporate Governance Practice on Insurance Companies: Bangladesh Perspective"
  • Thesis paper on ‘Institutional Investors’ Behavior in Bangladesh Capital Market’
  • Valuation report on Keya Cosmetics Ltd. 
  • Construction of efficient portfolio and performance analysis. (using Excel Sheet and Solver)
  • Analysis on Real estate market of Bangladesh
  • Application of E-banking and E-commerce programs in Bangladesh.

Training/ Seminars

  • Attended a seminar on SME Cluster Development Financing arranged by SME Foundation & Bangladesh Bank in partnership with Bangladesh INSPIRED project on October 27,2016. 
  • Attended Foundation Course for entry level officers arranged by Bangladesh Leasing & Finance Companies Association (BLFCA) on Feb 8, 2016
  • Attended a seminar on “Entrepreneurship in Bangladesh”, presented by Mahbubul Haque, Bangas Ltd.

Personal Information

Father’s Name             : Late Mohammad Ali

Mother’s Name            : Mrs. Nazma Akter

Permanent Address   : 133/B, East Rayer Bazar, Dhanmondi, Dhaka-1209

Present Adress            : House-13, Road-5, Shekertak,  Adabor, Dhaka-1207

Date of Birth                 : 26th May, 1992

Nationality                    : Bangladeshi by birth

Marital Status               : Unmarried

Religion                          : Islam

Interest and hobbies

Traveling , reading novels, watching movies specially psychological thriller and listening to music.


  1. Mr. Azimul Haque, SVP & Head of SME, FAS finance & Investment Ltd.
    Address: Suvastu Imam Square (4th floor), 65 Gulshan Avanue, Gulshan-1,
    Dhaka-1212. Ph: 01755-532425, Email:[email protected]
  2. Mr. Mohammad Shofiqul Islam , Manager, Software Development,ACI Ltd.
    Address: ACI Centre, 245 Tejgaon Industrial Area. Tel: 9885694
    Email:  [email protected]