Tim B Lecky Jr

  • Virginia Beach VA

Mortgage Banker

Work History

Work History
Dec 2014 - Present

Mortgage Banker

Monarch Mortgage

Residential Mortgage Banker responsible for mortgage loan origination.  Generated new business with current and new referral sources such as Realtors, settlement agents, and past clients.  Market expert on securing homebuyer grants.  Secured marketing agreement for Monarch with local real estate office.

Apr 2010 - Dec 2013

Mortgage Banker

Chase

Residential Mortgage Banker responsible for mortgage loan origination.  Self developed business with local referral partners and past clients.  Set client expectations with lending process from application to closing.  Managed loan pipeline and worked hand in hand with processors, underwriters, and closers to meet closing schedule.

Apr 2009 - Mar 2010

Mortgage Banker

WestStar Mortgage

Residential Mortgage Banker responsible for mortgage loan origination.  Developed new business with Realtors and referral partners.  Marketed past clients for referrals and business by phone, mail, and email marketing.

Apr 2002 - Mar 2009

Mortgage Banker

Chase

Residential Mortgage Banker responsible for mortgage loan origination.  Grew client database by expanding business partner referral sources.  Maintained Chase lending portfolio and helped to retain Chase clients by phone and face to face meetings.

Education

Education
Sep 1991 - Dec 1995

BBA Management and BBA Finance

Radford University

Completed double major in management and finance.

Skills

Skills

Self Starter

Self reliant for new business.  Expert in sales with business partners to gain referrals.  Expert in sales with mortgage loan clients by having extensive product knowledge and the ability to compete for business even when beat by competitor product pricing.

Multitasking and Team Management

Mortgage origination requires multitasking and team management in order to meet deadlines. I excel in selling, competing for and earning business, as well as setting expectations with my clients over the phone and in face to face meetings. Developing new business while managing a loan pipeline requires team management with processing, underwriters, and closers in order to meet deadlines.

Certifications

Certifications
Apr 2009 - Present

NMLS Licence #262717

NMLS Registry
NMLS license required in order to quote mortgage rates and loan products or terms with any prospective client or business partner. Federal background check and financial fitness required. Annual testing and renewal of license required.

Additional Information

My experience and educational background are management and financed based.  As a loan and mortgage professional, I work in both a business to business setting as well as one on one settings with clients.  Mortgage origination requires a self starting attitude with the ability to manage business partners, co-workers, and clients in order to meet expected goals. 

References

References

Robert Gomez Vice President for XYZ Retirement Services

Vice President for Chase Retirement Services.  Co-worker in non-mortgage related department.

Robert Lamm Mortgage Sales Manager Towne Bank

Direct Supervisor and Branch Manager during my time with Chase