Teresa Hemingway


  • Develop programs, coordinate and present workshops/seminars
  • Solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
  • Reports, case notes, legal documents and correspondence using Microsoft and Word Perfect Office, Outlook, NW2000, Contour, ACCESS
  • Manage several special projects simultaneously
  • Conduct client intakes and assessments, engage clients in a planning process to identify goals, strategies, needs, then facilitate access and coordinate community services with clients
  • Recognized for highest outcomes measures of all State of Vermont Career Development Facilitators
  • Awarded as top performing VISA / US SKI TEAM Marketing Detailer at AIS Marketing
  • Designed and implemented the highest performing Wheels Auto Loan Program in Vermont
  • Represented organizations at statewide and community meetings and events
  • Conducted staff training and involved in direct supervision of staff and volunteers
  • Mortgage origination, processing and underwriting; credit counseling, secondary market loan sales
  • Real estate management, sales, listing, advertising, and presenting buyer seminars


A results-oriented, flexible and reliable professional with over 20 years experience in management.  Strengths include negotiating, group facilitation and organizing.  Ability to effectively perform multiple tasks, and produce outstanding results.

Work History

Work History
Apr 2007 - Present

Career Development Facilitator III

State of Vermont Department of Labor
2003 - 2007

Manager / SA TX Coordinator

Morningside House, Inc.
2001 - 2004

Mortgage Officer / Program Manager / Seminar Presenter

Neighborworks Home Ownership Center at Rutland West NHS

Program Manager:  Financial Fitness Program, Homebuyer Education Program, NHSA secondary market sales

1985 - 2003

Real Estate Salesperson / Lister / Property Manager

Tiki and Associates Real Estate/Killi-Kemo Real Estate

License currently warehoused at Killi-Kemo Real /Estate

1995 - 2002

Crisis Worker / Mental Health Support Staff

Rutland Mental Health: Associates in Child and Family Services / Community Access Program
1999 - 2000

Federal Enumerator

US Federal Census Bureau
2000 - 1998

Working Wheels Program Manager / Community Services Outreach Specialist

Bennington-Rutland Opportunity Council, Inc.
1996 - 1997

VISA-US Ski Team Marketing Detailer

AIS Marketing / Synergy Sports
1996 - 1997

Technician Assistant

Huffy Services First
1994 - 1996


Community College of Vermont


Sep 1994 - Jun 1996

BA Summa Cum Laude

Johnson State college



see list of certifications below

New England Critical Care, Inc. / Dartmouth Hospital

see list of certifications below

Rutland Red Cross

VT Family Economic Development

VT Family Economic Development
1985 - Present

Real Estate Sales

State of Vermont
2001 - Present

Nonviolent Crisis Intervention

Crisis Prevention Institute
1999 - Present

VT DSW Worker Certifications

Rutland DSW
1987 - Present

Brokering and Financing Investment Properties and Financing Real Estate Sales

Faracci Real Estate Educators
2002 - Present

see list of certifications below

Neighborhood Reinvestment Training Institute