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Work experience

Jul 2013Present

Senior Manager

American lending
Developing and managing relationships with Large Corporates to meet their funding requirement Develop relationship plans and client contact strategy to meet the bank’s business objectives Manage the entire lending process cycle right from Lead Generation, Credit appraisal which include credit / risk rating of the borrower on the basis of business & financial analysis, due diligence and site visits.Presenting the case to sanctioning unit, resolve their queries and obtain sanction.Follow up with clients for on time submission of financials and related documents, getting proposals approved/Renewed, Documentation & Disbursal of facilitiesManage an existing portfolio to ensure that credit quality is maintained while adding incremental growthDevelopment & implementation of new business development strategies
Jan 2012Feb 2013

Post closing /Underwriter Analyst

ClearPoint Funding
Responsibilities: • Preparing loan documents • Reviewing loan files for proper completion of the pre-closing process • Verifying the closing and loan documents • Securing proper signatures • Processing wires, payoffs, and lien releases • Entering loan information • Preparing title policies *Compiling loan documentation and ensures that all conditions and requirements for closing . * Follow up on loan documents, mortgages and title policies for mortgage loans. * Knowledge on all Fannie Mae ,FHA ,VA , Freddie Mac , DU and LP policies and guidelines. *Proficient in automated underwriting systems. Freddie Mac LP and Fannie Mae desktop .
Jan 2008Jan 2012

Senior Loan Officer/ Processor

Sundeck Morgtage Inc
*Review, process, close and administer loan proposals. *Interview applicants and request specified information for loan applications. *Analyze applicant financial status, credit, and property evaluation . *Correspond with and interview applicants or creditors. *Approve loan within specified limits or refer loan to loan committee for approval. *Ensure loan agreements are complete and accurate according to policy. *Maintain database and monitor performance of loans. *Confer with underwriter to aid in resolving mortgage application problems. *Analyze potential loan markets to develop prospects for loans. *Knowledge of Encompass and calyx software .VA , FHA ,Fannie Mae , Freddie Mac policies and guidelines.
Aug 2005Dec 2007

Senior Mortgage Consultant

Ascella Mortgage corporation
*Responsible for increasing mortgage loan portfolio. *Competently analyze and prioritize information to make appropriate recommendations. *Developing and maintaining strong rapport with clients.



Bachelor of Business Administration; seminars

University of Massachusetts Lowell


Residential Mortgages
Retail Banking
Cross Selling
Home Equity
Banking Relationships
Home Equity Lines of Credit
Certified Mortgage Planning
Asset Based Lending
FHA financing
Risk Management
Wholesale Lending
Strategic Planning
Portfolio Management
Customer Satisfaction
Account Management
Consumer Lending
Mortgage Servicing
Loan Servicing
Mortgage Underwriting
Mortgage Banking
Credit Risk
Loan Origination
Credit Analysis