Ryan Szramiak

Work experience

Work experience
Mar 2008 - Present

Financial Analyst

Ancillary Services Inc.
  • Budget Modeling
  • Inventory Forecasting
  • Payroll Analysis
  • Redevelopment of Account Receivables
Oct 2006 - Oct 2007

Account Officer

  • Wealth management for domestic and international clients
  • Client management
  • Interfaced with bankers and senior management
  • Strengthened professional relationships through direct contact with tax, domestic and international¬† settlements, the trading desk and other crucial departments within the firm
  • Provided instructions for security receipts and deliveries via DTC and physical certificate form
  • Calculated tax cost with securities transactions
  • Conducted full and partial account transitions
  • Initiated and approved cash wires and foreign exchanges in accordance with Sarbanes-Oxley regulations
  • Demonstrated clear understanding of client investment objective throughportfolio adjustment suggestions
Jun 2004 - Sep 2004

Business Lending Intern

MBNA America Bank
  • Recorded acquisition contracts
  • Collected on 60, 90 and 120 day delinquent accounts
Jun 2003 - Aug 2003

Treasury Intern

MBNA America Bank
  • Responsible for updating financial reports using economic indicators from Bloomberg console
  • Data input and analysis
  • Educated in the fundamentals of domestic and international security exchange


Sep 2006 - Dec 2007


Wilmington University

Relevant Course Work:  Corporate Finance, Business Strategy, Financial Management, Advanced Financial Analysis, Portfolio Theory, Derivatives Studies.

Sep 2002 - May 2006

Bachelor of Science

Delta Mu Delta Business Honor Society

Sep 2002 - May 2006

Bachelor of Arts

Pi Delta Phi National French Honor Society- President

Alpha Mu Gamma National Foreign Language Honor Society

French Club- Vice President



Lotus Notes

MS Office Suite



An opportunity to obtain a junior financial analyst position, with eventual advancement within the corporate hierarchy as well as to develop working relationships with clients, colleagues and members of senior management. To apply a thorough and ethical understanding of finance to maintain overall financial integrity leading to eventual procurement of professional qualifications, such as a CFA.



Market Research

Foreign Language Study


Weight lifting