Download PDF


Proven finance leader with demonstrated success creating and implementing business strategies that resulted in operational improvement, significant cost reductions, and profitability for technology and financial services organizations. Extensive multifunctional experience in all areas of financial management and business development with expertise in risk management, information technology leasing, risk management, disaster recovery, contract negotiations. Known for building employee teams that exceed corporate expectations

Work experience

Dec 2008Present


Engstrom & Associates CPA LLC
Consulting firm, specializing in Individual Income Taxes, Investment Due Diligence, Accounting Internal Control Documentation and Risk Management. § Responsible for building and maintaining all client relationships as well as marketing core competencies to potential clients. § Responsible for maintaining quality control of all work being performed.
Mar 2000Nov 2007

Manager of Treasury

eLoyalty Corporation
Manage all worldwide treasury and risk management operations as well as a staff of three. Responsible for international cash management, foreign exchange, cash flow forecasting, equipment acquisition analysis and risk management activities, as well as maintaining treasury systems and developing treasury policies and procedures for Sarbanes-Oxley compliance. § Versed in procuring Executive Risk and P&C coverages, such as; D&O, Side A, E&O and P&C as well as reduced insurance premiums by 60% as a result of re-marketing insurance coverages § Implemented a foreign exchange trading program to provide funding for overseas operations. Created relevant policies and compliances measures to adhere to security regulations. Developed customized country investment programs to increase interest income from foreign operations. Developed corporate investment policies and ensured compliance
Apr 1998Mar 2000

Manager of Treasury Operations

Sanwa Business Credit Corp
Responsible for the payment of foreign currency and interest rate swap settlements. Developed 3 members of the treasury department, and managed a $1M annual budget § Consolidated multiple cash management systems to reduce treasury operating expenses and upgraded systems to comply with Y2K requirements. § Redesigned disaster recovery and documenting processes for the treasury department, resulting in improved Federal Reserve audit results § Transformed internal funding processes to reduce short term borrowing costs and streamlined bank services and implemented ACH to reduce bank fees by 10% . § Created a team environment by facilitating communication and restoring cooperative relationships across departments
May 1996Apr 1998

Treasury Manager

Managed the treasury department of 3 with full budget accountability § Established key working relationships with local Japanese executives § Served as contact person for senior subordinated bondholders. Communicated cash and debt covenant results to CFO and members of Japanese executive management. Analyzed balance sheet and cash flow statements to forecast new debt covenants, Securitized inventory for debt repayment to secure $40 million cash infusion. § Increased pension plan performance by reducing 13 investment advisors to one pension plan advisor, re-allocating investments based on new asset liability findings, resulting in reduced plan expenses § Developed a capital expenditure budget based on feedback from senior engineers regarding necessary funds for new equipment and repairs
1989Apr 1994

Cash Manager

§Supported Controller and interfaced with investment bankers in filing an S-3 public offering

§ Participated in preparing Board meeting packages and 10K and 10Q filings

§Coordinated with auditing department to establish new policies and procedures

§Streamlined treasury operations to maximize short-term investment income and minimize excess

    cash balances. Implemented an automated treasury and accounts payable system and

    continuously reviewed and renegotiated bank services and fees

§Collaborated with First National Bank of Chicago in becoming a beta test site for a new treasury workstation.


Cash Mngr

Washington National Insurance Co.



B.S. Business

Indiana University Bloomington



Certified Treasury Professional

Association of Financial Professionals

Chartered Financial Analyst

Institute of Chartered Financial Analyst

Certified Public Accountant

American Institute of Certified Public Accountants