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Ralf Van Osch

Multilingual senior manager specialized in Risk, IT and Finance


All-round professional specialized in managing finance, risk and IT with broad experience in managing organizational change with high performance teams of different cultural backgrounds. Proven expertise in driving efficiency and productivity. Talented leader directing highly skilled management teams to support achievement of overall corporate goals and objectives. Building organizations & teams from startup, optimizing processes by monitoring, evaluating and using 'best industry' practices. Delivering value to all stakeholders (internal & external) without compromising values such as integrity, loyalty, honesty and respect.

Core competencies include:

• Startup-Management • Software/ERP development & implementation • Business Intelligence • Performance Management • M&A • Cost Reduction/Budgeting  • Credit & Operational Risk • Investment Management •Financial Modeling • Data structuring & cleaning

Work History

July 2016Present

Principal Consultant

Resources Global Professionals (RGP)

Consultancy / Mexico City

• International Management Consultancy.

• Consultancy in Financial Services, Micro-credit and Banking.

• Consultancy in Sustainable Energy & Startup Management.

• Risk, Finance and IT.

February 2016Present

Council Member & Consultant

GLG (Gerson Lehrman Group)

Consultancy / Mexico City

• Consultancy in Financial Services, Micro-credit & Banking.

• Consultancy in Sustainable Energy & Startup Management.

November 2016April 2017

Independent Consultant

Pinnacle Sports

Consultancy / Netherlands Antilles
Successfully reorganized Purchasing & Procurement department.

Drafted, polished and finalized new process, policies and standard operating procedure.

Implemented all changes required throughout the organization.

Drew up the new Flowchart.

November 2013April 2016

Senior Financial & Risk Manager

Terrabrio SAPI de CV

Sustainable Energy / Mexico City

Coordinating all activities to start-up new company in alternative sustainable energy market.

Payments, finances, risk assessments, operational input, contracts & litigation and IT.

Operational, Financial & Credit Risk analyses.

Advisor to the Board of Directors & Shareholders.

Wealth management 8-figure amount (NYSE, DAX, BMV, etc.).

Project & Investment management (Hydrodams 14,5-30MW,Tree & Shrimp farms, Windmill park, etc.).

February 2012October 2013

Financial Controller

Tecnología Intercontinental SA de CV

Water treatment / Mexico City

• Built budget model for internal (operations and Cash-flow) and external purposes (due diligence) .
• Reviewed business model and plan for entering flower market.

January 2011January 2012

Owner & Founder


Internet & Mobile Applications / Mexico City

• Developed mobile applications and responsive websites (for example, a start-up in the taxi industry).

January 2010December 2010

Regional Managing Director LATAM ad interim

SaReNS Latinoamérica SA de CV

Heavy Lifting & Hauling / Mexico City

• Responsible for start-up, organizational development and commercial expansion in Latin America.

• Full P&L Responsibility and Power of Attorney/Legal Representative for LATAM region.

• Sold 4 MM US$ contract value in 8 months, securing operational profit in the founding year.

July 2008May 2009

Manager Business Intelligence

Provident México SA de CV

Bank / Puebla, Mexico

• Responsible for development, implementation and optimizing Business Intelligence for Mexico.

• Wrote corporate blueprint for BI (UAT & Implementation) (6 countries/550 users/2 MM customers) seconded to Headquarters in Leeds, UK (6 weeks in total).

• Led Sale & Leaseback deal (1.5 MM US$) 150 company cars transferred to leasing company.

• As part of Cost Efficiency project, intensive supplier (re) negotiating.

December 2007May 2008

Senior Project Manager

De Lage Landen SA de CV

Leasing & Finance / Mexico City

• Responsible for implementing Infolease & Oracle, respectively as operational and financial system, both successful within a 3 month time frame from start/development to implementation.

• Improvement of business efficiency and procedures.


Senior Consultant Risk Management & Compliance and Business Intelligence

Capgemini Nederland BV

Consultancy / Utrecht, The Netherlands

• Implementation Basel II agreement Risk Projects.

• Development, Testing and Implementing Credit Scoring/Rating models.

Responsible for innovation plan, top 3 bank worldwide, concerning worldwide outsourcing of IT.


Operations Business Manager

Kroymans Financial Services BV

Leasing & Finance / Vianen, The Netherlands

Responsible for New Business Development & monitoring the market for “take-over”-candidates and new products.

Led a project to centralize Purchasing for affiliated companies, saving US$ 5 MM per year.

Led strategic initiative/project to implement Business Intelligence (25,000 contracts).


Senior Risk Manager

Kroymans Financial Services BV

Leasing & Finance / Vianen, The Netherlands

Evaluated lending opportunities on fleet financing applications, ranging from 1 to 500 cars, determination and reviewing credit limits for new as well as existing clients, B2B and B2C.

Negotiated and monitored payment status and terms and conditions.

Trained the Sales force to create more customers oriented and friendly Sales dialog with clients.

Developed a Risk-model and Risk Audit Process for affiliated companies.


Assistant Finance Manager


Leasing & Finance / Utrecht, The Netherlands

Salary administration, all tax-related matters, balancing all GL accounts, monthly financial reports HQ.




Capgemini Academy

Capgemini Academy; Rational Unified Process, Prince2 Foundation Certified, Project Risk training, Six Sigma Introduction Training, CoBIT, SOA.

NIMBAS; Monetary & Financial Economy, 6 classes’ special Capgemini course.




Advanced Professional Excel, Credit Courses and Intensive Negotiating Training.


Certificates Spanish


Berlitz; Level 4, 5, 6, 7 Spanish (out of 8 levels).

Skills & General information



Dutch, English, Spanish, German.


Business Objects, Cognos, Windows, MS Office( Advanced), Lotus Notes, Navision, SAP, Oracle AP/Treasury & Cash / GL, Infolease, MSVisio & Project, TM1 budgetsystem, ,Android, Linux, Unix,Sage, Joomla.

Python, CSS, HTML5, Javascript, Ruby.

General Information


Current events and technology, history, mountain biking, tennis, ski, travel, cooking.

Personal data:

Married, 2 children, born April 04th 1975, Dutch Nationality, Mexican Permanent resident.