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Objective:To work in a dynamic and challenging environment to put my experience and skills for achieving the organizational and carrier goal.

Educational Profile:

§Pursuing ICWAI (Inter)

§Masters Degree in Commerce, MK University - 2010

§Bachelors Degree in Commerce, University of Kerala. - 2003

§Diploma in Computerized Financial Management (DCFM). - 2004

§Diploma in Hardware & Networking - 2004

§Diploma in Typewriting (Higher) - 2000


Well versed in MS Word, Excel and PowerPoint & various ERP systems.

People Management, Customer Handling, Presentation and Communication, Planning, Negotiation & Effective follow up. 

Professional Experience:

§Over 6 years of experience in accounting and related services.

§Experience in working with fully computerized management environment using Intranet applications.

§Familiar in various ERP environments.

Work experience

Apr 2009Present

Financial Risk Specialist

Ford Business Services Center Pvt. Ltd. Chennai, India.

Key Responsibilities:Financial Risk Specialist – Ford Global Analytics

I.Dealer Credit Management:

§Build and maintain collaborative relationships with Ford Credit to ensure consistency in throughout. Escalate and correct any inconsistencies as needed.

§Analyze the Financial statements/Tax Returns/CPA statements using various financial ratios & tools to find out the financial strength, Credit worthiness & mitigate any financial risk involved.

§Monitor the dealer performance periodically.

§Periodical verification of the dealers Legal Documents like bye-laws, Articles of incorporation etc. and ensuring all the contracts (i.e. Retail, Lease & wholesale Relationship) & documents are executed properly.

II.Risk Management and Status Administration:

§Preparing various risk monitoring reports and assists the management in decision making.

§Monitoring the high risky entities continuously through periodical review of credit bureau reports (DNBi & Experian), Wholesale audit report, Aged Inventory Reports, Market share reports and ensuring OFAC (Officers of Foreign Asset Control) compliance.

§Preparation and presentation of metrics to the Customers and Management.

§To maintain good Customer Satisfaction Rating and to achieve all the Service Level Agreements.

§Strict adherence to the company's changing credit policies, Procedures & periodical update of Desk references.

III.Other Activities:

§Supporting the team members in Training, identification of Six Sigma Projects, Leadership Enhancement program etc and to maintain good relationship with the customers.

§To conduct CCAR (Concerns and Corrective Action Review) with the various customers and to monitor TGW (Things Gone Wrong) and its correction actions.

§To support GAO (General Auditors Office) audit, PWC (Price water house Coopers) audit, ISO audit, etc.

§To comply with S-ox, FM (Finance Manual), GIS, 5 S etc.

Sep 2007Mar 2009

Process Specialist – Team Lead

Ford Business Services Center Pvt. Ltd. Chennai, India.

Key Responsibilities: Process Specialist – Team Lead – Ford North American Payables

  • Monitoring the both Production & Non production payments.
  • Co-ordination with Ford North American plants at various locations.
  • Reconciliation of General Ledger, Unaudited Liability, Mismatch analysis.
  • Posting of entries in People Soft.
  • To conduct CCAR (Concerns and Corrective Action Review) with the various customers and to monitor TGW (Things Gone Wrong) and its correction actions.
  • Analyzing the root cause of non payment & follow up with buyers/requesters to fix issues.
  • Ensuring the customer satisfaction through supplier calls & e-mails.

Preparation of Metrics.

Jan 2006May 2007


Future Groups (Future Computers), Alleppey, India

Key Responsibilities: Accountant

  • Preparation & maintenance of books of accounts, General Ledger, Asset Management, Bank Reconciliation etc. & also familiar with Tally.
  • Follow up for the payments from debtors to ensure collections within credit terms.
  • Assisting the auditors.
May 2004Dec 2005

Accounts Assistant

Sales Tax Consultants & Practitioners Concern, Kollam, India

Key Responsibilities: Accounts Assistant

  • Preparation of Daybook, Sales register, Purchase Register, Cheque Receivable & Payable Register & Ledger book for clients.
  • Preparation of Final Accounts / Balance sheet.
  • Vouching and scrutinizing of Ledgers and Vouchers.
  • Finalization of accounts and preparation of tax statements.



ICWA of India
Dec 2010


MK University
Jun 2003

Bachelors Degree in Commerce

University of Kerala


ERP Systems (People Soft, GLAS etc.)
MS Excel
I am a regular and advanced user of MS Excel & other MS Office packages. I have been using this for around 7+ years for now.