Financial Risk Specialist
Ford Business Services Center Pvt. Ltd. Chennai, India.
Key Responsibilities:Financial Risk Specialist – Ford Global Analytics
I.Dealer Credit Management:
§Build and maintain collaborative relationships with Ford Credit to ensure consistency in throughout. Escalate and correct any inconsistencies as needed.
§Analyze the Financial statements/Tax Returns/CPA statements using various financial ratios & tools to find out the financial strength, Credit worthiness & mitigate any financial risk involved.
§Monitor the dealer performance periodically.
§Periodical verification of the dealers Legal Documents like bye-laws, Articles of incorporation etc. and ensuring all the contracts (i.e. Retail, Lease & wholesale Relationship) & documents are executed properly.
II.Risk Management and Status Administration:
§Preparing various risk monitoring reports and assists the management in decision making.
§Monitoring the high risky entities continuously through periodical review of credit bureau reports (DNBi & Experian), Wholesale audit report, Aged Inventory Reports, Market share reports and ensuring OFAC (Officers of Foreign Asset Control) compliance.
§Preparation and presentation of metrics to the Customers and Management.
§To maintain good Customer Satisfaction Rating and to achieve all the Service Level Agreements.
§Strict adherence to the company's changing credit policies, Procedures & periodical update of Desk references.
§Supporting the team members in Training, identification of Six Sigma Projects, Leadership Enhancement program etc and to maintain good relationship with the customers.
§To conduct CCAR (Concerns and Corrective Action Review) with the various customers and to monitor TGW (Things Gone Wrong) and its correction actions.
§To support GAO (General Auditors Office) audit, PWC (Price water house Coopers) audit, ISO audit, etc.
§To comply with S-ox, FM (Finance Manual), GIS, 5 S etc.