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I expect to associate myself as an independant contract consultant with a professionally driven, well-respected organization by pursuing a challenging, responsible, dynamic and rewarding career and applying my academic knowledge, expertise, skills and enthusiasm; which will assist my career development and contribute effectively to the progress of the organization and the society as well.


Credit & Collections Management
  Business Turnaround Management Consulting All Forms of Letters of Credit for Import and Export Issues-Standby, Blanket Domestic and International Irrevocable LCs, etc.-document processing- freight forwarding handling Expert on international debt resolution and credit management processes Commercial Bankruptcy specialist- Creditor’s Committees Experiences Equipment Lease Specialist- Capital, Operating, Sale & Leaseback Contract specialist- Leases, Sales Agreements, Promissory Notes, Personal Guaranty, security interest instruments, UUC1, etc. Effective cost management and reduction through the automation of the credit, billing, and purchasing functions through the use and implementation of Electronic Invoice Presentment and Payment (EIPP) including EDI, PDF and XML technology, payments through ACH wire transfers, PDF applications for remittance advises, for customized and automated purchasing, invoicing, credit approval, and deduction management and resolution, and cash receipts. Microsoft Office 2000, MS Office XP and MS Office 2007, applications including, MS Word, Excel, Lotus, Outlook, Access, PowerPoint, Lotus Notes, and various desktop publishing software. Sarbanes-Oxley Revenue Cycle Leader GetPaid, AS400, SAP, GreatPlains, Eclipse, SyteLine (ERP), Reuters Kondor Global Risk Engine, QuickBooks and other accounting/financial software/systems Educational WEBINARS Keynote Speaking

Work experience

Director of Credit

Clark Foodservice Inc.

Director of Credit

Max Gruenhut International Inc.

Corporate Credit Manager

Meridian Leasing Corporation

Corporate Credit Manager

Relational Funding Corporation

Corporate Credit Manager

WMH Tool Group

Credit & Collections Manager

SPX Fluid Power

Manager, Credit & Collections

Klein Tools
Aug 2008Present

President and CEO

Commercial Credit Management Associates LLC


Rick Balgobin

Charles Keenon

William Biehl


Sep 1970Dec 1974


Northern Illinois University


Certified International Credit Professional

Finance, Credit & International Business

Certified Credit Executive

National Association of Credit Management