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Gurpreet Singh

Currently working with ICICI Bank LTD. (Asset Operations) –DROG(Decentralised Retail Operation Group) as Deputy Manager Band 1 in the role of Team Leader.

Work experience

Feb 2013Present

Assistant Manager

ICICI BANK LTD

Dynamic and resulted oriented professional with 5 Year of comprehensive experience  overall management of Financial products and related function. Presently spearheading in the capacity of Assistant Manager (Asset operation) expertise in the field of process design,new product development and project management with key interest in Micro/Rural Finance, Agri Loan,Retail Loan Finance and Home Loan Finance.Competent in streamlining the existing processes and conduct necessary research.

Performance Rating in Financial Year 2014-2015 :- 1

Performance Rating in Financial Year 2015-2016 :- 1

Performance Rating in Financial Year 2016-2017 :- 1

Performance Rating in Financial Year 2017-2018 :-2

Last Promotion Year :- 2018

Education

20062007

Secondary (10th Class)

Saint Soldier Public School

Percentage Secured:-54%

20082009

Senior Secondary (12th Class)

Saint Soldier Public School

Percentage Secured:-67%

July 2009July 2012

Graduation BBA

S S JAIN SUBODH P G COLLEGE

Percentage Secured:-64%

Aug 2012Feb 2013

PGDBO

INSTITUTE OF FINANCE BANKING AND INSURANCE

Professional Experience

  • Working as a Deputy Manager 1 in ICICI Bank Ltd.
  • Managing complete product of consumer loan i.e. Home Loan Auto loan, Personal loan, Commercial business loan, Agriculture loan.
  • Working as an FPR ( First Responsible Person ) for PAN Rajasthan Assets BSC.
  • Full flash handling of FCRM(Finacle Customer Relationship Management) and step completion activity.
  • Successful in piloting and scaling up of first of its kind online Retailer as well as Agri Loan product through "I DISBURSE" (Image based disbursement of loan).
  • Step completion in I-Disburse and Finnone of all Retail loans before disbursement.
  • NDC(Non Discrepancy Check) of all Retail loans (Home,Auto ,Commercial vehicle,Personal,Agri)
  • Handling PAN Rajasthan Agri loan related queries and resolving the issue within time.

Products Handel

  • Car Loan
  • Used Car Loan
  • Commercial Vehicle Loan
  • Commercial Equipment Loan
  • Personal Loan
  • Home Loan
  • Agri OD Loan
  • Warehouse Receipts Financing
  • DRE & Banking of cheques
  • Credit Cards
  • Two-Wheeler Loan

Career Summary

  • An innovative and unique thinker with excellent Operational skills possesses 5 year of rich experience at ICICI Bank.
  • Excellent capability of managing the operations of bank.
  • In depth knowledge of job assigned to me as well as coordinates work within as well as outside the department.
  • Expertise in providing the best solution to the organization which give the bank a new direction of development.
  • Proficient in executing the programs using the limited resources.
  • Reconciliation of Disbursal and Collection accounts on daily basis.
  • Processing end to end activity of Retail Loan Financing. 

Portfolio

  • Product & Process Management.
  • Process Efficiency.
  • Research & Data Analysis.
  • Project management
  • MIS

Awards/Initiative

  • "Employee of the Month"Contest- Rajasthan Region || September, November, December 2015.
  • Received "Reward & Recognization" in the Year 2015 from our National Head.
  • Appreciation received from Regional Head of Auto Loan for smooth processing of full Auto loan cases from Jaipur location.
  • Appreciation received from RHS of RWRF product to handel volume of spokes location from Jaipur location.
  • Appreciation from Ajmer Home Loan  RHS for handling complete files processing from Jaipur Location.
  • Done 100% I-Disburse Loan disbursement Across PAN India in Retail loan,Agri loan products as well as in Home Loan
  • No matter what is the volume,Efficiency and effectiveness of work always remain high on bench marks.
  • Taken an initiative to conduct cross product training at PAN Rajasthan.
  • Won “i-komply” processing with compliance award in the month of September’2017
  • Won “Eagle-Eye” certificate for the month of January’2018

Personality Traits

  • Motivational and leadership skills.
  • Excellent communication skills in written and verbal both.
  • Remarkable patience with reliability and responsibility.
  • Ability to make a strong and healthier relation among the employees.

Key responsibilities handled

  • Manage the plan and new schemes which is been introduced by the bank.
  • Make work plan to ensure the quality work with nil errors.
  • Train the new employees regarding new process and policies implemented by the bank.
  • Handle all the other responsibilities related to the job.
  • Revitalizing declining operations for bottom-line growth.
  • Increasing product by household penetration and energized the loan application process.
  • Process the files as per the Process Rules and insert the data into system.
  • Controlling &tracking of funds movement &application of funds towards loans.
  • Timely presenting the main clearing cheques including both presentations.
  • Maintaining of disbursal MIS for all the products (Home Loan/Auto Loan/ Personal Loan/ Used Car Loan Two Wheeler Loan/Agri loan) on daily basis.
  • Reconciliation of Dummy Disbursement and General Receipt Accounts.
  • Excellent in basic use of computers.

  • Pro-efficient in Excel, Ms-Word, Ms-Excel, Ms PowerPoint.