Jan 2010 - Present
Jan 2010 - Present
Owner / Attorney
Paul Caston Attorney At Law, PLLC
Aug 1987 - May 1990
Creighton University School of Law
A respected Hattiesburg, Mississippi, attorney, Paul Caston assists people in filing for relief under the U.S. bankruptcy code. Paul Caston has extensive knowledge of the process involved with Chapter 7 and Chapter 13 filings. Under the latter type of bankruptcy, a portion of debt is typically discharged, contingent upon adherence of a repayment plan that lasts between three and five years. One question that Chapter 13 filers frequently ask is how the bankruptcy will affect their home and mortgage status. In the majority of cases, filing for Chapter 13 bankruptcy does not require giving up property. In cases where mortgage payments have been kept up-to-date, bankruptcy filers simply keep their home and continue making their standard payments. In addition, Chapter 13 bankruptcy offers a number of tools for decreasing the home mortgage debt. In certain cases, the junior liens (home equity credit lines and second and third mortgages) can be stripped from the principal mortgage, which reduces the debt burden significantly. In cases where debtors are behind on mortgage payments or facing foreclosure, they can also arrange mortgage arrears as part of the Chapter 13 bankruptcy process. The Law Offices of Paul Caston, Attorney at Law, is a debt relief agency as defined by the United States bankruptcy code. The firm helps individuals file for relief under the bankruptcy code. Paul Caston has an office at 807 W. Pine Street, Hattiesburg, Mississippi, 39401.
A bankruptcy attorney based in Hattiesburg, Mississippi, Paul Caston represents debtors going through Chapter 7 and Chapter 13 proceedings. Paul Caston’s firm, which is defined by the bankruptcy code as a debt relief agency, helps individuals prevent home foreclosures and vehicle repossessions as well as remove liens, garnishments, and bank account freezes. He also provides representation for police officers through the Southern States Police Benevolent Association, discounting his rates for litigation associated with the performance of official law enforcement duties. The Southern States Police Benevolent Association, a professional organization consisting of law enforcement officers in 11 Southern states, provides a variety of benefits including legal representation to its members as well as support for the families of fallen officers. The association offers members legal representation at shooting or injury scenes, and it defends the interests of its members in civil suits and criminal actions. Additionally, the association represents officers facing unfair disciplinary proceedings for duty-related actions and labor relations disputes. In one recent case, the association won a settlement from the city of Jackson, Mississippi, for unpaid overtime due 41 city police officers.
Paul Caston is a well-established Hattiesburg, Mississippi, attorney who assists clients with complex Chapter 13 and Chapter 7 bankruptcy matters. Paul Caston consults individually with clients in deciding whether bankruptcy is the best strategy for them going forward. Prior to beginning the bankruptcy application process, it is critical to explore alternatives thoroughly. In cases where debtors have some income, it may make sense to speak with creditors and find out whether they are willing to settle debts for less than the owed amount, over an extended period of time. This strategy can be an effective way to get out of debt without bankruptcy appearing on the credit record. In other cases, the outstanding debt may have been turned over to debt collectors and the constant intrusion of harassing phone calls may be causing the debtor to consider bankruptcy. In such a case, it makes sense to carefully review state and federal debt collection regulations, which allow action to be taken against creditors that cross the line between collection and harassment and abuse. Another option involves the use of a nonprofit credit counseling agency, which can help debtors improve their financial situation through a savings and repayment plan. In cases where bankruptcy is the most practical and feasible option, debtors should contact an experienced law practice the focuses exclusively on bankruptcy matters. Located at 807 W. Pine Street, Hattiesburg, Mississippi, Paul Caston, Attorney at Law, is a debt relief agency as defined by the U.S. bankruptcy code. The office helps clients file for relief under the bankruptcy code.