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Othniel Tambunan

Bachelor of Economics


Graduated from Universitas Padjaran bachelor's degree majored in Economics and Development with hands on experience in working at emerging business environment. Highly adaptive and proven to be suitable in maintaining relationship with client. Currently in a final year of MBA program at Institut Teknologi Bandung, majoring in General Management 



B.Sc(Econ) or BE (equivalent to Sarjana Ekonomi) : Economics and Development Studies

Faculty of Economics and Business (FEB), Universitas Padjajaran

GPA : 3.18 (scale of 4.00)

Work Experience

Nov 2017

Operations Associate 

Dana Cita

In charge of the loan application process. The process includes interviewing customer,creating loan scheme,verifying documents, and approving loan application.

Took part in creating loan underwriting SoP, configuring back-end system by mapping bugs and errors, and setting up Key Performance Index and FinTech market research. 

Oct 2016Nov 2017

Relationship Officer, SME Banking (MDP Program, Credit Analyst)

Bank Maybank Indonesia

Managed lending account for small medium enterprises with total outstanding up to 25 Bio. Analyzed the performance of SMEs  to discover financial strengths, company/industry risks, and opportunity. 

Jan 2016Sept 2016

Teaching Assistant, Faculty of Economics and Business

Padjajaran University

Assisted lecturers in teaching for introduction to macroeconomics class and conducted several researches. Taught up to 4 classes that consists of 20 students per class, assisted in researches in regional economics topic and monetary economics topic.

Mar 2014Sep 2014

Staff of Internal Marketing Division (Project/Committtee)


Fundraising activities for the establishment of the event. Successfully gathered financial needs for more than 30% of the budget

Feb 2014Aug 2014

Staff of External Marketing Division (Project/Committee)

Microeceonomics Competition 2014 - HIMPUNAN MAHASISWA ILMU EKONOMI UNPAD

Contacted and closed deals with corporate representatives or even government official for sponsorship. Achieved budget surplus on the event. Successfully promoted the event, more than 50 teams from top universities in Indonesia competed in the event.

Jun 2013Aug 2013


Arsitektur Perbankan Indonesia (API) - Bank Indonesia

Worked as an intern in API Division, contributed in the making of the blueprint of Indonesia Banking Architectural framework. Attended several meetings for Indonesia Banking Architecture Framework.



Fluent in bahasa, Professional working proficiency in English (Graduated from English program IELTS : 7.0)


Used stata as main statistical tool in working on bachelor thesis, assisting lecturers in processing data and conducting research.


Used Spreading skills to analyze the performance of SME Business.


Highly proficient in using software.


Completed Intro to Python Course: Data Camp