Javed Memon

Javed Memon


Started career from Mehran International Ltd (Polka) as Sales Trainee in Feb 1998 and completed 10 years experience of Sales in Interior Sindh and Punjab area territory in FMCG and Banking Sector (Branchless Banking and Credit Admin Dept.)

Work experience

Work experience
Jan 2012 - Present

Manager Credit Admin Deparment

United Bank Ltd

Jan 2012 Transfer to RCAD, now I am working as CAD Officer (Processing, Documentation & MIS), Routing of Credit Proposal & Getting it approved from appropriate Credit Committee, Reporting to Manager within the CAD Department & is responsible for reporting of various Credit MIS reports, Preparation and Reporting of different Report to H.O i.e. Expired Limit, Expired Insurances, Expired Valuations, SME Report, Portfolio Report, Deferral report, Pledged Monitoring Report etc, Posting of Data (Limits, Markup Rates & other relevant data) in core banking system,Responsible for monitoring, follow up and submission of all Commercial & Agri MIS Credit Statements, Liaison with Insurance Companies for confirmation of Insurance, Inspection of Hypothecated and Pledged Stock and preparing Monitoring Report.

May 2010 - Dec 2011

Area Manager

United Bank Limited

The Bank Launch New Division Branchless Banking UBL OMNI in April 2010, Provide all Branchless Banking services through a number of retails outlets, Training & leading outsourced BDE and ZM, Achieving Monthly targets assigned by the management, Development of state of the art Retail Payment Platform, Training of branch staff for Omni Transaction through branch across the area, To keep close coordination with all service companies (Related to Utility billing) To keep close coordination with vendors responsible for branding at agent location for timely installations and to ensure that quality of work is carried out To ensure highest standard of integrity, professionalism and dedication to the work.

Oct 2005 - Jun 2008

Sales Officer

English Biscuits Manufacturers Ltd

Handle sales of average 25000 MC with a team of 7 Sales Rep and 1 Merchandiser and Look after 35 town and 36 Distributors, Managing Primary and Secondary sales, Distribution Management and Customers Handling, Enhance Weighted and Numeric Distribution, Target allocation & monitoring in order to achieve desired sales volume, Ensure quality execution of plans designed for trade promotion, Ensure proper utilization of POSM material


Jan 1991 - Dec 1994


SALU Khairpur