Rashid Mehmood

Work History

Work History
Jun 2008 - Jan 2009

Relationship Manager

HSBC

o    Acquire, manage, and grow portfolio of Business Banking Customers, in order to generate core earnings        to achieve annual financial goals.

o    Timely and accurate preparation of business credit applications in accordance with the bank's policies              (Risk's bulletins).

o    Ensure quick turnaround time (TAT) on approvals & transactions by coordinating with the relevant                       departments (Risk Management, Trade Services, Credit Risk & Control, Branch Operations, and                         Treasury).

o    Manage timely disbursements & adjustments of loans; utilize levels as well as business reciprocity.

o    Supervise Assistant Relationship Managers in preparation of credit package including credit proposal             after conducting financial analysis

o    Scrutinize the financial health & other developments vis-à-vis client's business in particular & industry in           general.

o    Ensure that unit's overall business plans are met & that prospective clientele is not over looked and                   bank's revenue targets are met.

o    Examine weekly/monthly clients' business reports & discussions with Country Business Manager.

o    Officiate in all matters relating to customer transactions, proposals, amendments, etc. in the absence of         the SRM/ Manager BBU.

Education

Education
Sep 2009 - Nov 2010

MBA

Coventry University

Interest

My primary interests include, reading poetry, other marketing, banking & economic magazines, listening music, swimming and hiking. I am also a sports enthusiast (especially cricket) and to explore different places around the world.

Objective

To become a part of a competitive working environment where hard work & commitment are rewarded with fast growth.

Summary

A self motivated and result-driven professional with a solid, verifiable career track for successfully managing client relationship, marketing bank's products and services to achieve revenue targets; Experienced in supervising assistant relationship managers in highly competitive environment. Recognized as Trade Service Manager with prime responsibility for setting up systems and procedures for trade finance for a newly established bank & well versed with Islamic mode of financing, Exceptional communicator with strong negotiation, problem resolution, and client needs assessment aptitude. Equally effective at identifying opportunities, with unique insight and excellent communication skills; Offer an expertise in the following core areas of business management operations

Certifications

Certifications

Too Hot to Handle- Anti Money Laundering –AML

HSBC

Health & Safety

SCBPL

Legal & Compliance

SCBPL

Out serve with Passion

SCBPL

Anti Money Laundering (SCB)

SCBPL

Living with HIV Aids

SCBPL

Code of Conduct

SCBPL

Reputation & Operational Risk

SCBPL