Nirmala Naicker

  • Roodepoort ZA-GP
Nirmala Naicker




SAP BW and R3

Microsoft Powerpoint

Microsoft word

Microsoft excel

Leadership and Social Responsibility

  • Head girl (2002)
  • Founder of Heather Secondary feeding scheme
  • Debating best speaker award
  • Organiser of Habitat for Humanity project for Group Finance 2009
  • Organiser for a Mother’s Day program for the Ann Harding Cheshire Homes (home for the disabled) 2012
  • Participated in Stop hunger organised by PBB finance

Work History

Work History
Jun 2011 - 2014

Financial Manager

Standard Bank of South Africa
  • Preparing value adding Insights and Analytics reports and presentations to the Chief Executive and Chief Financial officer of PBB SA, and PBB Business and Finance;
  • Preparing key business statistics for the DAFR (Detailed Analysis of Quarterly Financial results) schedules for year end and interim reporting; This is prepared for Group and an extract of this full report is published for external users;
  • Value added contribution in terms of advice/ support  and business insights;
  • Coordination with PBB Business units heads for insights projects;
  • Preparing and delivery of the following routine items: (a) PBB SA: Market share report; (b) Economic profit report; (c) Interest rate pricing committee presentation (d) Competitor analysis at year-end and interim reporting; (e) New business volumes reporting; (f) Economic profit reporting: (g) Quarterly segment reporting; (h) ROE decomposition reporting; (i) Preparation of monthly Inclusive Banking and Personal markets finance presentations; (j) Interim and final PBB portion of analyst presentation; (k) Drafting responses to analyst queries.
Jun 2010 - Jun 2011

Global Markets - Financial Accountant Money Markets

Standard Bank of South Africa
  • Daily monitoring and balancing of call accounts
  • Reconciliations – daily and monthly
  • Assessing liquidity requirements on a daily basis to ensure we meet SARB’s requirements
  • Monthly expense analysis
  • Daily monitoring of profit and loss
  • Month end reporting
Jan 2008 - Oct 2010

CA(SA) Training Program Accountant

Standard Bank of South Africa
  • Articles to qualify as a Chartered Accountant
  • Rotations included: (a)Global Markets Finance – Commodities Desk; (b)Leverage and Acquisition Finance; (c)Market Risk; (d)CIB Credit; (e)Stanbic Zambia; (f)Property Credit; (g)Africa Finance; (h)Standard Insurance Limited
2007 - 2008

Article clerk

Ernst & Young

1st year article clerk at Ernst & Young

audit of income statement items, payroll


Jan 2008 - Dec 2010


Jan 2010 - Dec 2010

Foundation leadership program

Global Leadership Centre
Jan 2007 - Dec 2007

B.Compt Hons (CTA)

University of South Africa
Jan 2003 - Dec 2006

B.Com Hons

University of KwaZulu Natal
Dec 2002


Heather Secondary School




Investment Analyst Society of South Africa


South African Institute of Chartered Accountants



Vino Venkadu

Natalie Neves-Oakes

Baipidi Boihang