Chennai, India Credit Analyst(Personal Loans, Middle East Operations)
Geography: Dubai, Abu Dhabi, Al Ain, Ras Al Khaimah, Ajman and Sharjah.
- Credit Risk Assessment of loan applicants of their exposure in loans and advances.
- Using credit scoring systems and delinquency reports to support the credit decision.
- Maintaining personal TAT and SLA above benchmark.
- Cross-Product Delinquency were given high importance.
- Coordinated with the Credit Control Unit to avoid losses then and there.
- Processed huge volume of applications within a restricted time period.
- Zero-error performance throughout.
- Coordinated the process with different teams of lending operations.
- Handled cross products when required.
- Policies were strictly adhere to. Ineligible applicants were scrutinised.
- Assessment of internal controls and procedures to identify risks associated.
- Delivered the best TAT for better service and higher customer satisfaction.