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Administrator (ULA - 1999) and Public Accountant (ULA - 2001), with Masters in Administration, mention Management of Companies (UNIMET 2006), with 6 years of experience in the Bank, mainly in the Area of Risk of Credit, carrying out positions in the Departments of Recoveries of Credit (Judicial Extra Recovery and Insolvent Credits) and in Pursuit of Credit (To inform to the High Management the geographic numbers of the Credit Portfolio into the Bank by offices and zones), as well as in the Financial Area in where he monthly made Financial Book of the BBVA Provincial Bank, which is used for the decision making as the Discharge Management and its presentation to the first house in Spain. I have stop level of training in Bank, by means of course made in the Program of Development of New Professionals in the first year in the BBVA Provincial Bank. My Areas of interest are tie mainly to the pursuit and control of indicators of Financial Management (Control of Management) and Credit Management (Risk of Credit), remembering the alert that give these indicators to make corrective the necessary ones and to offer to the High Management the possible solutions for the opportune decision making, as well as my interest leagues together to the areas of Strategic Planning and Financial Planning.

Work experience

Jul 2001Nov 2006

Executive Risk Management

  • From 13-06-2005 to 14-11-2006. Supervision of the credit portfolio of estatus of 1 to 120 days of overcome, Territorial Miranda East, Zone Port the Cross and territorial Occidente - Andes, Maracaibo Zone.
  • From 26/04/2004 to the 10/06/2005. Verification of the justification of the projects of Investment, Elaboration of the picture of provisions of rents and expenses of community. Development and coordination of Book Financial Bank (Monthly), preparation of the overview of groceries and development and balancing the boxes on the composition of the Financial Margin. Definition and homologation of countable events, definition of families and structures of centers, are a Corporative Project of the BBVA Spain.
  • From 07/01/2003 to the 24/04/2004. Allocation of collection of the portfolio of credit (commercial) overcome of the Caracas-Miranda region, collection of the car credits ball of the Region of Valencia.
  • From 10/06/2002 to 03/01/2003. Allocation of a failed recovery of the portfolio in different regions of Venezuela, Head of Group Plan Recover (with 34 people in my office).
  • From 16/07/2001 to 07/06/2002. Induction received for a year to play all positions (positions) that exist in a commercial office, from cashier to Director of the Office.
Nov 2006Feb 2005

Manager of Department of credit risk

Banco Exterior

Supervision of the indicators of the bank's loan portfolio, as well as monitoring compliance with the mandatory portfolio (Agriculture, Microcredit, Tourism and Mortgage).


Oct 2003Dec 2005

Magister in Business Administration (MBA)

Universidad Metropolitana
Oct 1999Mar 2001


Universidad de Los Andes (ULA)
May 1994Mar 1999


Universidad de Los Andes (ULA)