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Neeraj Lakra

  • Tarapara Assammore, P.O. Mohitnagar, Jalpaiguri, West Bengal - 735102
  • +91-7384878143

Work experience

Apr 2015Present

Assistant Manager

Saija Finance Private Limited
  • Supervise and develop the energy loan product of the company in rural Bihar in association with Green Light Planet as product partners and Arc Finance as program consultants
  • Explore new markets for different product related loans
  • Facilitate the financial Literacy Program of SIDBI and ISMW in four districts of Bihar consisting of 7500 clients
  • Supervising the performance of 10 employees for Financial Literacy Training and 6 employees for solar energy access program
  • Co-ordinate with institutions regarding project funding
Apr 2015May 2014

Summer Internship (Financial Statement Analysis - 2 Months)

Indian Railways Catering and Tourism Corporation (IRCTC)
  • Implementation of financial tools on balance sheet, income statement and cash flow statement
  • Measures such as ratio analysis, common size statements and percentage change were used for analysis
  • Five year data was used to come up with the analysis
  • Weak areas identified and suggestions given for improvements


Research Papers

Co – authored a case study on ‘Profiling of rickshaw pullers as potential clients of Microfinance: The evidence from Ranchi’ – Selected for presentation in 4th Annual International Conference on Sustainability, IIM Shillong (SUSCON 2015)


Financial and Strategic Planning
 Financial Statement and Credit Analysis
Business Development and Sales
MS - Office