Jitto Varghese

Jitto Varghese


A highly motivated and enthusiastic management professional with six years of international experience at various corporate roles with different multinational firm specially banks, with high level of ethical and professional standards; whose career objective is to be with an organization which is highly competitive in the market and to enhance professional skills in finance, which helps to take more job responsibilities, which benefits both the firm as well as self.


Running Business, Blogging, Creative things etc

Work History

Work History
Nov 2009 - Present

Financial Advisor


Responsibilities held under this position:

1.    Sell t’azur financial plans, professionally & ethically in order to achieve sales targets whilst promoting the company’s values and integrity.

2.    Build and maintain a client base, through regular prospecting. Keeping current client up-to-date and seek out new clients on ongoing basis.

3.    Obtain current and accurate data from the prospective client in order to identity and propose the best solutions relevant to their current circumstances and portfolio. Using appropriate software.

4.    Present financial and protection planning recommendations to clients. Prepare and interpret for clients various information such as investment performance reports, financial document summaries, and income projections.

5.    Ensure that all application requirements are accurately and fully completed in order to meet regulatory and company requirements. Submit to LCSS promptly.

6.    Conduct regular reviews of client’s circumstances to ensure current policies continue to meet their needs and to identify additional opportunities.

7.    Maintain positive relations with all team members and follow t’azur procedures.

8.    Submit activity and ad hoc reports to management as and when requested.

9.    Reports directly to Life Distribution Manager, also day-to-day contact with General Manager.

Achievements as a Financial Advisor:

  • Brought in 45 applications with $50,000 Annual Premium, in a period of 12 months.
  • Declared as the winner of Sadaqah Challenge during Ramadan 2010.
Sep 2007 - Dec 2009

Junior Relationship Manager

Standard Chartered Bank

Responsibilities held under this position:

  • Generate new business to achieve defines sales targets.
  • Contribute proactively towards the growth of Investment services.
  • To maintain a high standard of customer service in order to increase Bank’s market share in investments.
  • Adhere to standards for frequency and type of customer contacts. Implement cross selling and other relationship building activities.
  • Build and deepen relationship with existing investment customers to achieve increase in share of wallet and revenue.
  • Provide a high level of professionalism in conducting financial analysis and profiling with customers.
  • Practice service excellence in handling customer issues, complaints, product enquiries in a timely, problem free and responsive manner.
  • To ensure strict adherence to internal KYC policies.
  • Provide truly professional customer service to achieve a high level of customer satisfaction and retention.
  • Review prepare credit applications and follow ups.
  • Conduct highly professional consultative financial analysis and profiling sessions with customers to identify suitable products and services for them in order to achieve and personal financial and investment objectives.
  • Advice on the implementation to clear line of internal accountability and responsibility for money laundering prevention.
  • Assist Wealth Management department to ensure appropriate internal control and procedures are in place and documented.

Achievements as a Junior Relationship Manager:

  • Brought in $ 240,000 Annual Premium Banc assurance.
  • Brought in Bond worth $ 120,000.
  • Delivered $ 100,000 Personal Loan
  • From Financial Consultant, I got promoted as a Junior Relationship Manager after first 6 months.
Jul 1994 - Aug 2007

Leasing & Sales Co-ordinator

Y.K.Almoayyed & Sons

Responsibilities held under this position:

1.    Support the sales of showroom retail car sales and fleet car sales (Nissan Cars).

2.    Supervise the sales of second hand cars, which are returned after the long term contracts from private companies and government organizations.

3.    Reports to Divisional Manager.

4.    Generate reports by using Oracle Software.

5.    Supervise day-to-day activities of leasing staff.

6.    Gain new sales contracts from corporate clients by maintaining good relationship.

7.    Support the Divisional Manager in preparing Government Tenders.

8.    Coordinate between PDI, Body Shop, Service Center and Spare Parts for the smooth operation of the vehicle maintenance process.

9.    Negotiate with Insurance Companies.

10.  Liaise with Ministry of Interior for traffic related matters.

11.  Keep strict control over the maintenance budget.

12.  Liaise with Corporate clients both private and government organizations, regarding execution of Annual Maintenance Contracts.

13.  Maintain Accounts and Reports related to the department.

Achievements as a Leasing Coordinator:

  •         Managed a vehicle fleet of 1000 cars successfully with seven staffs with less infrastructure.
  •         Implemented vehicle tracking system in order to track the movement of vehicles inside the premises and outside.
  •         Managed Private and Public held company’s vehicle contracts.


Mar 2002 - Sep 2003

Master of Business Administration

Dayananda Sagar College

Master of Business Administration (M.B.A) - Finance & HRM

University of Bangalore

Dayananda Sagar College of Management and Information Technology

Karnataka, India

Register Number: 01CQCM2016

Percentage 68%

Sep 1998 - Sep 2000

Bachelor of Commerce

Sree Narayan College

Bachelor of Commerce (B.Com)

University of Kerala

Sree Narayana College, Kerala, India

Register Number: 12215

Percentage 67%



Microsoft Excel

I know how to make financial models using excel. I know how to make graphical representation using excel.