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Summary

A highly motivated professional with experience in various investigation, research analyst position. Skilled in area of compliance with focus on KYC/CDD, Financial Crime and terrorist financing. I completed extensive Due Diligence investigation using public and private data base in accordance with AML, BSA and other regulatory standards to prevent risks. I have the ability to work both independently and/or in a team environment.  

Work experienc

FreeLancer
April 2015 Present

KYC/CDD Analyst

  • Assisted in the analysis of client data, to ensure that all regulations were met.
  • Create and implement core KYC procedures and regulations, in sync with the company’s protocols.
  •  Apply standards and procedures set out in the company policies and appendices, while performing due diligence on accounts.

Standard Chartered Bank
Mar 2013Oct 2014

SME CDD Officer

  • Conduct initial review of KYC/CDD files for new and existing customers and ensure it adheres with banks Customer Identification Program (CIP).
  • Conduct Enhanced Due Diligence (EDD) review of customers in SME Business Unit (PEPs. Sanctions, Adverse Media, and Complex Structure).
  • Review and analyze negative media and AML risk to the bank and escalate to financial crime compliance team for further investigation.
  • Validate the  nature of business, source of funds and wealth, true entity ownership and effective entity control of the customers using internal and external sources.
  • Ensuring core AML documentation provided by business lines meet banks establishment policy and procedures.
  • Review false and true match positive in individual and entities using deteca.  

  

National Bank of Kuwait
May 2010Jan 2013

Customer Services Representative

  • Respond and analyze to customers' concerns and help them define their financial goals. Explain custom options with customers in accordance with policy provisions.

Consolidated Marketing & Logistic Corp
Aug 2008Mar 2009

Operation Officer

  • Handle processes involved in supply chain, deal with a variety of parties including suppliers of raw materials, manufacturers, retailers and consumers, this is often a two-way process with return of goods.

Family Business / Wear Manufacture
Sep 2007Feb 2010

Operation & Distributions

Coordinate processes to ensure customer satisfaction. An awareness of and strategic response to external influences, such as legislation, environmental pressures, is vital. Stock control, warehousing, and Ensuring structures are in place to monitor the flow of goods and materials.

Jordan Kuwait Bank
May 2006Jul 2007

Branch Operation & Service

Thoroughly followed bank policies, procedures and guidelines to process transactions accurately and efficiently. Demonstrated outstanding customer service, resolved customer concerns and helped build customer loyalty and promoted the benefits of our Banks products rather than the basic information in order to build a better relationship with customers and match them with a product based on their own individual needs.

Education

Al Zaytoonah University
Feb 2001Mar 2005

Bachelor of Computer Information System

Certifications

International Compliance Association ICA
Nov 2014Aug 2015

Advance Compliance Qualification Program

Portfolio

  • Experience in project management (Remediation schemes), CDD/AML analyses.
  • Banking operations and investigative skills in transactional/non-transactional information and account analysis bordering KYC - On boarding/Ongoing, Account Take Over (ATO),
  • Carrying out due-diligence and enhanced due diligence on various cases.
  • The wealth of research and analytical experience I have in adverse media reports and escalation makes me well rounded in this area in addition to the risk analytical skills acquired in my banking profession as well as business banking degree modules.
  • I ensure I deliver quality in every case I complete due diligence on as I understand the significance of getting it right the first time.
  • My commitment to excellence stems from my understanding of the reputational risk and financial losses resulting from huge fines and penalties that may occur if I fail to adhere to the requirements of the Money Laundering Regulations.
  • I have strong experience and judgments ability in dealing with compliance and AML related issues within the Middle East environment coupled with solid working knowledge of banking processes and systems,
  • Although have excellent communication and interpersonal skills together with familiarity in interpreting banking and anti-money laundering regulations and laws.