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Summary

I aim to succeed in an environment of growth and excellence and earn a job which provides me job satisfaction, self development and help me achieve personal as well as organization goals. Also, I'm seeking to obtain a position of responsibilities that utilizes my skills and experience and keen to work in an environment where I can enrich my knowledge and subsequently serve my organization in best possible way with sheer determination and commitment.

Work experience

Jan 2008Aug 2015

Executive Manager- Head of credit & Development

IFS Investment Funds Securities SAL
Executive Manager-Head of credit & development at (7 years 8 months) Financial Analysis(Banks' accounts statements, Balance sheets, Reports, Reviews, etc.)-Internal Audit Elaborating Programs & Systems-Macro & Micro Finance-Preparing Feasibility Studies-Forecasting, P&L, Cash Flows, SWOT Analysis etc….-Connecting with banks & clients-Preparing & supervising trainings & Workshops
Jul 2005Aug 2005

Trainee

Bank of Beirut
Trainee at (2 months) customer service-opening accounts-Bills collection-teller tasks Certifications Risk Management(workshop)

Education

20022007

MASTERS degree - M2

Lebanese University

Economics & International Finance

Certifications

Risk Management

USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

Sales & Customer care training

​USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

Effective People Management

​USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

Marketing basic and Strategies

USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

MSME workshop

​USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

Key Factors for Loan officers' success

USAID (The USAID funded Lebanon Investment in Microfinance (LIM) Program in cooperation with IESC)

Microsoft Office - advanced level (word- Excel- PowerPoint)

ALLC IH Beirut

Skills

Management & Leadership

Business Development, Business Panning, Management, Risk management, Financial analysis, Training, Research, etc....

Languages

English: professional level (reading, writing, communicating)

French: Professional level (reading, writing, communicating)

Arabic: Native language

Internet, Outlook

professional level

Portfolio

Micro Finance Projects:

  • Machari3 - Micro Finance program with Credit Libanais

2009 till 2011

Machari3 is a micro finance loans ($500- $15,000) granted to liberal professions in different economic sectors and to employees in order to enhance their business performance or to invest in new business opportunities or to cover their personal needs.

  • Al Baraka Mehnati - (Islamic Micro Finance with Al baraka bank)

2013 till Present date:

This program is unique in targeting remote and poverty stricken areas that aren't served by local banks. "Al Baraka Mehnati" is the first Islamic program of its kind directed towards individuals & SMEs. It finances new and ongoing businesses, up to $15,000 (or equivalent in LBP), for a period of 11 to 47 months and with 2 months as grace period.

References

Available upon request