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Professional Profile

Analytical, results-driven professional with over 20 years of experience in the

lending industry

Highly organized self-starter with the ability to execute on multiple projects

while exceeding expectations

Efficient, decisive and sales focused managing member of a full-service

mortgage brokerage firm with demonstrated high achievement

Skilled communicator with the capability to effectively convey key concepts

both verbally and in writing

Work experience

Jun 2007Present

Business Analyst

eMagic, an MGIC Company

Business Analyst with eMagic LLC, a web-based portal connecting mortgage brokers and

lenders for mortgage services

Identified deficiencies and implemented system-wide corrective solutions on

Administration and End User platforms

Managed the GUI Redesign Project for the entire platform

Led the User Requirements Project: developed user personas, identified functional

requirements and presented findings to management and technical teams

Collaborated with technical Business Analysts to overcome barriers and ensure

transitions and enhancements are seamless to operations teams and customers

Pioneered training program for pilot customers while using Socratic questioning methods

to solicit immediate feedback for future enhancements

Work ed with lenders and brokers to identify business requirements and develop

customized workflow solutions

Tested software release functionality and identified opportunities for improvement

Jul 2005Jun 2007

Due Diligence Underwriter

Mortgage Data Management Corp

Contract due diligence underwriter for a leading due diligence company specializing in FNMA, FHLMC, DU/LP, subprime post-closing file review. Underwrote files to the guidelines of the original lender or end investor.Reviewed and investigated documentation to verify the validity of content. Conducted appraisal review to verify compliance with FNMA and FHLMC investor standards.Performed HMDA review, full credit and compliance underwriting, and Section 32 / high-cost review.

Jan 1998Jun 2006


Fox River Mortgage Services
Founding partner and managing member of a full-service mortgage brokerage firm . Managed all essential duties and responsibilities related to the establishment and management of a mortgage broker business including: loan origination, wholesale pricing negotiation, investor relations, budget forecasting, accounting, payroll, advertising, and recruiting, hiring and training of staff. Secured 15 new investors to expand product delivery and increase the lending market share. Oversaw funding in excess of $248 million in loan volume from 2000-2005. Personally originated in excess of $62.5 million in loan volume from 2000-2005.

Team Leader - Underwriter

Wholesale Mortgage, Inc.
Team leader and underwriter for a subprime mortgage company Managed staff of junior and senior underwriters and loan processors. Conducted compliance and pre-audit review of files for investor delivery and bulk sales of mortgage files. Implemented a training program for processors and underwriters to streamline the application-to-approval process . Developed and executed a computer-based tracking system for files and outstanding stipulations

Branch Manager

Branch manager for a subprime mortgage and finance company Originated mortgage and home improvement loans through direct and indirect wholesale and retail channels.Controlled expenses and created successful advertising campaigns Researched, marketed and obtained avenues of new business.Created a subprime automobile paper program and funded over $2 million during the program’s first year while maintaining delinquency levels within forecast

An article I wrote..