Mark Colin Cruz Dela Torre
Credit Investigator/ Appraiser/ Collector/ Ropa Assistant
Orix Metro Leasing and Finance Corporation
Conducts thorough credit investigation of prospective clients and sureties to establish their character and credit worthiness, and prepares corresponding reports.
The credit investigation shall include, but will not limited to, bank, trade, neighborhood checking, business verification, and court checking.
Ascertains completeness of loan application requirements before forwarding such for review.
Conducts ocular inspection of financed equipment after delivery to the client's premises or designated site, prior to release of proceeds.
Check status of delinquent accounts on a daily basis and initiates collection action.
Keeps in constant contact with all delinquent accounts by telephone, cellphone, email and/or mail. Reports status of delinquent account to BH/ BIC on weekly basis.
Maintains updated records of client's address and contact numbers. Skip-traces delinquent clients.
Implements repossession orders as authorized and prepares the necessary documents.
Assist in the preparation of court pleadings, documents, and other evidence to be used for accounts recommended for legal action.
Acts as PDC custodian and ensures that PDCs received from clients are promptly deposited on its due date.
Deposits daily collections in the authorized depository banks.