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Majid Gharbawi

Work History

Jan 2008Present

Senior Relationship Manager

Al Rajhi Corporate Group

Jeddah, KSA Senior Relationship Manager

  • Cultivating and managing clients relationships with total companies' sales turnover exceeding SR 2 Billion Converted a total of three prospects into fully facilitated relationships
  • Recognized for highest profit generation portfolio in the Western Region for the year 2008 and 2010 Fostered team-work environment, while providing guidance and assistance to newly appointed team-members Successfully managed a relationship's legal custody case of a major client Profitably restructured a delinquent clients Effectively concluded Intermediate Financial Analysis and Remedial Management courses
Aug 2006Dec 2007

Relationship Manager

SAMBA Financial Group, CIBG
Jeddah, KSA Relationship Manager Promoted to be a Member of the Credit Committee Managing a portfolio of companies with SR 243 Million in credit facilities, generating a profit of SR 6.5 Million Cross-selling skills including Islamic Finance, Treasury Services, Real Estate Finance, and Cash Management Services Sound knowledge of CIBG's credit policies and the ability to apply them to specific situations Demonstrated integrity, independence, leadership and judgment
Aug 2005Jul 2006

Business Development Manager

Nesma Holding Co
Venture Capital Division Jeddah, KSA Business Development Manager Researched the fast food market in Saudi Arabia Developed, planned, directed, and coordinated activities of designated project Ensured that aims, goals and objectives were accomplished in accordance with outlined priorities, time limitations, and funding conditions Analyzed results of operations for substantial gains and more efficient utilization of resources
Oct 2003Jul 2005

Financial Analyst

SAMBA Financial Group, CIBG
Jeddah, KSA Financial Analyst Analyzed a portfolio of corporate companies' financials and business position to evaluate funding propositions Assisted in the business and legal due diligence process for client assessment Participated in the modification of financial spreading, Obligor Risk Rating systems, AML/KYC process to enhance capability, simplicity, and accuracy Completed all CitiBank credit programs




University of Southern California USC Marshall School of Business