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I am now looking to build on my extensive range of technical skills within a suitably challenging role.I am keen to achieve further professional development in Claims, Underwriting, and Corporate Sales (BDM-Distribution) in Insurance and/or Re-insurance, Takaful or Re-takaful position.

Professional Profile

I am an enthusiastic and professional Insurance & Re-insurance/ Takaful & Retakaful Technical Manager, who enjoy being part of, as well as leading, a successful and productive team.I am quick to grasp new ideas and concepts, and to develop innovative and creative solutions to problems.I am able to work well on my own initiative and can demonstrate the high levels of motivation required to meet the tightest of deadlines.Even under significant pressure, I possess a strong ability to perform effectively.

Work experience

Jan 2005Present

Insurance Broker

Self Employed

ØJanuary 2005 – Present Insurance Broker (self-employed), Riyadh, K.S.A.

ÞHave medium size Corporate Medical & General Insurance portfolio.

ÞDrafting insurance contracts and terms.

ÞAppraising Insurance claims.

ÞProcuring insurance services and obtaining quotes.

ÞManaging Insurance Policies and coordinating with Insurers.

ÞIdentifying risks exposures and required coverage.

ÞPreparing and updating insurance policies, strategic objectives.

ÞMarch 2004 – November 2004Motor Department, Manager, European Saudi Company for Cooperative Insurance Riyadh, K.S.A.

ÞResponsible for managing, analyzing, processing underwriting, handling claims, follow up recoveries /salvage, and achieving company's target. Managing 15-20 employees.

ÞJanuary 2003 – February 2004 Insurance Broker (self employed), Riyadh, K.S.A.

ÞHave small size Corporate General Insurance Portfolio.

ØFebruary 2002 - December 2002 Riyadh Branch Manager, Oasis Insurance Co. Riyadh, K.S.A.

ÞLeading, motivating and leading sales force and all staff at the branch to achieve sales target and operational excellence.

ÞSetting up sales target, planning, developing and implementing sales strategies to achieve sales target and profitability of the branch.

ÞLeading, managing and monitoring operation and sales performance of the branch.

ÞMy own Portfolio: Large,Medium, and Small Size Business.

ÞJuly 1998–December 2001 Insurance & Reinsurance Consultant (self employed), Riyadh, K.S.A.

ÞFormation of offshore insurance &/ or reinsurance companies. Good knowledge to Saudi Market, have been dealt with huge numbers of clients in central and western area of KSA.

ØOctober 1993 – June 1997Insurance & Reinsurance Claims Manager, Arab International Insurance Company, Manama, Bahrain.

ÞResponsible for managing, analysis, notification, investigating, estimating and reserving,and handling all claims of all types of insurance and reinsurance: life (individual/group) and non-life business (Marine, Aviation, Energy, Property, Engineering, Liability/Casualty, and Personal Accident) in respect of direct insurance/ Takaful (few), reinsurance/ Retakaful, reciprocity, and retrocession (mainly). Knowledge of most worldwide Insurance/ Reinsurance markets.

ÞProviding and maintaining the highest levels of customer service.

ÞPreparation of periodic reports, submission and record maintenance.

ÞEstimating loss reserves and technical reserves.

ÞApproving claim settlement, affecting physical payments and follow up on claims recovery and salvage. Managing 11-15 employees.

Very Sounded Achievement: (Worldwide)

Saudi Arabian Marketing and Refining Company (SAMAREC business -Through Minet, Reinsurance Broker in London Market) Business had been rejected due to misrepresentation as reinsurer Claims Manager in AIIC.

ØOctober 1990 – October 1993In-charge of Life Insurance Department, Delta Insurance Company, Alexandria, Egypt.

ÞUnderwriting, and analyzing individual (with profits and non-profit) and group life policies.

ØJanuary 1987 – October 1990 In-charge of Motor Department, Delta Insurance Company, Alexandria, Egypt.

ÞUnderwriting – surveying, and handling motor claims.

ØInsurance Broker (self employed)

January 1977 – April 1985with all insurance companies in Egypt

ÞHave small size Corporate Life & Non-Life Insurance Portfolio.

Formal Qualifications In Social WorkHigher Institute of Social Work May 1983, Alexandria, Egypt.

Personal Details Languages:First Language Arabic,Fluent English & intermediate German, Date of birth: 10/12/1951, Nationality:Egyptian,Health: Excellent; non-smoker Membership, Courses & Activities

The Chartered Insurance Institute London (CII Member & attending to DIPCII exam.), Insurance Age Magazine, Reinsurance Magazine, Professional Broking, Post Magazine, …

Participated in many training sessions and workshops.

ü1997- 1998 Training course “Middle Management and WTO/ ISO”, Sadat Academy, Alexandria Branch, Egypt.

ü1983 - 1984 “Computer COBOL Programming”, Faculty of Engineering, Alexandria University, Egypt.


References: Available upon request.


May 1983

B.Sc in Social Work

Higher Institute of Social Work


Strong leadership qualities and Proactive attitude
Þ    Excellent negotiating, closing and communication skills among all types of people. Þ     Ability to communicate effectively at all levels. Þ    Years of successful supervisory and management experience. Þ    Good experience in bookkeeping and general office support. Þ    Managed office operations and client requests. Þ    Self sufficient but also able to operate within a team. Þ    Demonstrated expertise in gathering information and making profitable, creative decisions. Þ    Strength in creative problem solving and cutting costs. Þ    Professional appearance and manner. Þ    Very well organized and skilled in techniques of closing a sale. Þ    Ability to set objectives, do research, and design presentations. Þ    Possess skills in market research, personnel supervision, and professional development. Þ    Proven ability to increase company profits through superior customer service as an insurance industry advocate. Þ    Clear and logical thinker with strong numerical skills. Þ    Ability to work effectively under pressure and within tight deadlines. Þ    Can be trusted to handle end-user complaints diplomatically and effectively.