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Lucky Purnama Sari

  • Taman Royal 1 Jln. Permata Raya kav. 17 RT 002/015, Tangerang
  • 087886360897

Region Cordinator 


My name is Lucky Purnama Sari, 27 years old, female, high self motivated, energetic, healthy and have strong analytical ability.

My personality as a hard worker and fast learner type of person would bring benefit to your company. I hope that my qualifications would be an advantage asset for your company




State Islamic University of Syarif Hidayatullah

Major : Accounting (International Class)

GPA : 3,66

Web :

Work Experience


Region Cordinator Reviewer

PT Permodalan Nasional Madani

  • Coordinate with reviewers to see the risks of each customer applying for a financing loan
  • Gathering information about clients
  • Visiting clients
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc)
  • Complete ratio, trend and cash flows analyses and create projections
  • Determine in depth the degree of risk involved
  • Carefully analyse data and produce cleat and objective reports
  • Keeping knowledge of key issues up-to-date (for example legal, market risk, and compliance issues)
  • Helping to enhance the quality of credit applications

SME & Consumer Credit Risk Analyst

PT Bank Muamalat Indonesia Tbk
  • Analyzing credit and financial reports to determine risk involved in loaning money or extending credit
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
  • Generate financial ratios, using computer programs, to evaluate customer's financial status

Account Manager

PT Bank Muamalat Indonesia Tbk
  • Manage a portfolio of accounts to achieve long-term success
  • Develop positive relationships and handling customer's needs
  • Generating new sales using existing and potential customer networks

Service Assistant

PT. Bank Muamalat Indonesia Tbk
  • Make a daily, weekly, monthly and yearly report.
  • Calculating marketing's KPI.
  • Arrange weekly meeting.

Financial Skills

  • Regulatory Compliance
  • Loans & Credit
  • Underwriting
  • Credit Analysis
  • Portfolio Management
  • Financial Analysis
  • Risk Management
  • Banking Expertise
  • Mortgage Lending
  • Investments
  • Relationship Management
  • Small Business Lending
  • Applied Economics

Technology Skills

  • Microsoft Word

  • Microsoft Excel

  • Microsoft Access

  • Microsoft PowerPoint


  • High self motivated
  • Energetic
  • Strong analytical ability
  • Hard worker
  • Fast learner type of person
  • Critical thinking
  • Judgment and decision making
  • Have a good coordination
  • Have a good time management
  • Been able to speak english
  • Economics and accounting knowledge

Non Formal Education

  • Abacus Mutated Mental Arithmetic (AMMA) ; 2000 - 2001; learning about arithmetics by using sempoa.

  • LBPP LIA ; 2003 - 2005 ; english course.

Organization Experience

  • Pelajar Anti Narkoba Tangerang ; (2002 - 2004) ; anggota.

  • OSIS SMAN 1 Tangerang ; (2006 - 2007) ; PIC dance.

  • Muamalat Club Cabang BSD ; (2012 - 2014) ; PIC keputrian.
  • Koperasi Karyawan Muamalat Cabang BSD ; (2013 - 2015) ; sekretaris.


  • Islamic banking.

  • Teknik investigasi untuk Investigator Mikro, Konsumer dan SME