- Jakarta Jakarta
- [email protected]
Being a Branch Relationship Manager (BRM) is not same like being a Relationship Manager (RM).
When you're a RM, your customers are your banking clients.
As for BRM, my customers are not only banking clients, but also my coworkers at my choosed branch area.
Which means, I'm not only have to supply my banking clients needs, but also my coworkers needs and demands.
My branch area is Pluit. I have 8 branches in this area.
My product that I'm dealing in PermataBank is Business Installment Loan (BIL).
This product can lend you working capital loan until Rp 1.000.000.000,- without an collateral asset. This product can only be given to entrepreneur.
BIL is one of SME (Small Medium Enterprise) products.
We categorized our banking clients in 2 group: Winning Industries and Regular Industries, based on the opportunities in each areas. As for Jakarta, we have 26 Winning Industries.
Clients who categorized as Winning Industry will have more benefits.
As a Finance Staff at Mulia Group Property, I was handling budget for twelve office buildings and a mall for five months, and then transferred to Asset Management with 2 assistants. In budget, my responsibilities were taking care of purchase and service requests, checking the approvals, processing FAAR (Fixed Asset Appropriation Request), making reports, maintaining the budget, etc. The requests can be categorized as maintenance, capital expenditure for fixed assets, and back charges to tenant.
Asset Management is a new division in Mulia Group Property, and my role as a supervisor is making the new system which can be use at Hotel Mulia Bali, then to the other office buildings. Hotel Mulia Bali itself is still on construction. After the system confirmed, my responsibilities are documenting the fixed assets, collaborating the data for every item with the shipments and payments, making Barcodes, supervising the new staff and teaching her valuable knowledge, maintaining the asset report, etc. Assets itself has categorized as managerial and operational assets.
As I was finishing my final thesis, I was teaching English for Kindergarden until Elementary school students near my university.
I was teaching them vocabularies, pronunciations, grammars, and conversations.