Vivek Sharma

  • 19 / GG3, VIKASPURI, NEW DELHI - 110018

MANAGER - BUSINESS ANALYSIS

Summary

  • An astute leader with wide exposure in Banking and Financial services including deep exposure to Lending, Mortgages, Regulation (BASEL), Cash Management as well as associated products and securities.
  • Good understanding of Regulatory & Statutory reporting environment of banks – BASEL III ( Fin Rep, Co Rep, Liquidity, RWAs) and Credit Risk.
  • Experienced Business Analyst with exposure to financial products/ applications used across banking sector and proven delivery within Regulatory Change (Basel II, III)
  • Experienced in Accounting, Corporate Finance, Financial Modelling, Futures & Options, Mergers and Acquisitions.
  • A competent professional with experience in Consulting, Business Analysis, Leadership, Software Pre-Sales
  • Possess sound knowledge of technology & SDLC in Banking.
  • Working on Finance IT Transformation services as liaison between clients and offshore team for implementation of Sopra Banking Product Suite.
  • Proactively worked with the Implementation Team for applications in the area of Core Banking, Lending, Risk & Treasury, Investment Banking & Business Process Management (BPM)
  • Adeptness in providing leadership in line with program objectives by promoting high performance amongst team members
  • An effective communicator with good leadership, planning and problem solving skills

Work History

Work History
Jul 2010 - Present

Manager-Business Analysis

Sopra Group, INDIA/FRANCE/UK/BELGIUM

Role: Customer Engagement Manager

  • Consultant Spearheading a team of Business Analysts
  • Managing new engagements and Pre & post-sales engagements for Sopra Banking.
  • Expert in Risk and Compliance Practice with exposure to Credit risk, probability of default, commercial credit risk, liquidity risk, operational risk, conformance to BASEL II and Basel II. 5 guidelines.
  • Expert in Bond Management and exposure to structured finance(options derivatives, etc.) Knowledge in trading book risk issues; banking book risk-market risk, value at risk(VaR), stressed VaR, economic capital on trading book.
Jul 2009 - Dec 2009

Intern

Continental AG, GERMANY
  • Internal Consultant for conducting cost-benefit analysis and developing a decision proposal to introduce new simulation tool for ADAS development processes. 
Apr 2006 - Aug 2008

Senior Software Engineer

Alcatel-Lucent, INDIA/FRANCE/DENMARK
  • Received Appreciation Letter from client (TDC), Alcatel CEO & Program Manager for bringing a turnaround in customer perception through product implementation efforts.
Nov 2004 - Jun 2005

Subject Matter Expert/development

Amdocs Inc., INDIA/ISRAEL
  • Designed and developed rating & online charging component for Amdocs Enabler
  • Conceptualized a comprehensible roaming solution with NRTRDE capabilities resulting in protection from frauds
Jul 2003 - Nov 2004

Technology Engineer

Polaris Software Lab Limited, INDIA/UK
  • Design & development of Intellect Banking Suite, Polaris' Core Banking Product suite.
  • Development of Orbiflow, an imaging and workflow document management system. 

Education

Education
2009

MASTER OF BUSINESS ADMINISTRATION (MBA-HSG)

HSG (UNIVERSITY OF ST. GALLEN)

SWITZERLAND

  • Secured CGPA of 5.34 / 6.00
2003

BACHELOR OF ENGINEERING (BE)

NSIT (Delhi College of Engineering Delhi University)
  • Secured First Class with 75%
1999

CLASS XII

MIRA MODEL SR. SEC. SCHOOL (CBSE)
  • Topper securing 94% marks
1997

CLASS X

MIRA MODEL SR. SEC. SCHOOL (CBSE)
  • Topper securing 88% marks

Cover Letter

Please find my CV attached with a synopsis of my current role below:

 

I am a competent professional with about 10 years’ experience in Consulting, Business Analysis, Leadership, Software Pre-Sales. In my current assignment I am working on IT transformation projects and Analytics area (Azure) as a domain expert in Finance domain for implementation of Sopra Banking Platform and Lending Solutions (part of Sopra Banking Product Suite).

 

I am working with the delivery team as liaison between clients and offshore team contributing sound knowledge of technology & SDLC (requirements gathering, project estimation, ..) and managing pre & post sales engagements for one of Sopra's core lending solution Component Banker. I possess deep exposure to Lending, Mortgages, Regulation (BASEL) and am well versed with concepts of Accounting, Financial Modeling, Futures & Options, Valuations and securities (Futures, Swaps & Derivatives Pricing).

 

In Analytics, I am working on conceptualizing and building predictive models for Sopra's internal customers and for the development of custom apps (Hybrid) for Sopra Group as well as Sopra Banking. Moreover, I am highly motivated to work in this area and contribute my skills in this domain as I gain further expertise.

 

In my current project, our team is evolving the core loan origination product to implement the Danish Mortgage Model. In this model, interest rates mirror the prices investors pay for the bonds and everybody can monitor bond prices daily. 

 

This implementation required introducing a significant bond management module to Evolan Lending and introducing the processes to generate PL/GL for the market rooms within Sopra Banking Suite. For this implementation I studied and introduced following significant interfaces for evolving Component Banker:

  • Interface with National Mortgage Guarantee (NMG) for private ownership promotion that helps borrowers to meet financial mortgage related obligations in case of serious loss of income by using Homeownership Guarantee Fund to settle residual debt with lenders.
  • Interface with Bloomberg for getting treasury yields, treasury inflation protected securities, bond benchmark indices, reserve rates and municipal bonds rates required for offering loan rates to borrowers, credit risk management, treasury cash account & operations, interest accrued, etc.
  • Interface with Central Secured Depository (VP LUX) platform to register trades and holdings, calculate interest, ensure compliance and redemption, and execute the necessary regulatory and tax reporting.
  • Interface with Navision – MS Dynamics for bookkeeping (PL/GL)
  • Development & maintenance of models of Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD) and correlations for mortgages.
  •  Contributing knowledge of credit risk modelling across investment banking along with excellent knowledge of knowledge sources like SAS, SQL, Bloomberg

 

Sincerely,

Vivek