Kristie Turoff has worked as a mortgage loan officer with PNC Mortgage, a division of PNC Bank, in Walnut Creek, California, since 2013. Prior to beginning her career in the mortgage banking industry, Ms. Turoff spent nearly two decades serving a prominent law firm in downtown San Francisco as the director of human resources. In this position, she assisted the firm’s attorneys in a variety of ways, and always with the highest level of professionalism. In her current role with PNC Mortgage, Kristie Turoff helps clients with residential mortgage loans for primary homes. She also helps arrange loans for investment properties and second homes and is knowledgeable regarding Federal Housing Administration and Veterans Affairs loans from the government. Kristie Turoff can be reached by e-mail at [email protected] or by phone at 925-984-9939. For individuals who have already secured a fixed or adjustable -rate loan, she can provide refinancing services in the event of adjusted interest rates or because the fixed-rate period is reaching its end. These situations can be stressful, but Ms. Turoff makes the process as simple and straightforward as possible.