When Thomas Hart and his former partner founded Kilpatrick & Hart, Ltd., Inc. in 1988, they originally acted as business consultants for corporations in the areas of marketing and financial plans. Adjusting to changing financial times, the company today has evolved into a commercial financing business that collaborates with national and international investment banking firms, lenders, and investors.Kilpatrick & Hart provides advanced loan products, including equity debt-financing programs for real estate and corporate projects. A wide array of industry sectors seek financing from Chief Executive Officer Thomas Hart, including those involved in apartment and mixed-use properties, construction, business investment capital, farms and agricultural properties, and entertainment and multi-media. In addition, Kilpatrick & Hart works with assisted care facilities, church and religious properties, equipment leasing and accounts receivable financing, lines of credit, and many more types of loan transactions. Through an eight-step loan process, Thomas Hart guides clients to funding. Although they cannot guarantee securing a loan, Thomas Hart and his team of dedicated professionals work hard to ensure that clients receive the utmost attention to their projects and the most viable means of funding. Kilpatrick & Hart enjoys a reputation for reliability, honesty, and integrity, and the company goes the extra mile to provide customers with expert service and loan solutions. Recognition of Kilpatrick & Hart’s dedication to ethical business practices comes via the Better Business Bureau of New Jersey, Inc., which awarded the outfit an A+ rating. Thomas Hart attended Bloomfield College, where he received his Bachelor of Science in Economics with concentrations in Finance, Accounting, and Marketing. He has completed more than 18 financial-related courses sponsored by the American Savings and Loan Institute’s New Jersey chapter. Thomas Hart earned his Master of Science in Finance from Indiana University, where he wrote his thesis on housing in the United States.Prior to founding Kilpatrick & Hart, Thomas Hart honed his financial skills at a New Jersey financial trade association, where he acted as Executive Vice President and State Savings and Loan Director of Education. There, he functioned as a statistical financial analyst and took responsibility for the administration of employee benefits programs worth millions of dollars. Throughout his educational pursuits, Thomas Hart served in many part-time positions at his local savings and loan institution, including as bookkeeper and teller.