Joseph Kimotho


Work History

Work History
Jul 2012 - Present

Partnership Specialist

Development Alternatives Inc. (DAI)
  • Action oriented management of partnerships with financial institutions and other value chain actors, in developing demand and supply of innovative financial services and value relationships to the rural areas in Kenya.
  • To expand access to all levels of finance and leverage cost sharing as a means to improve project’s impact and outreach to entrepreneurs and businesses of all sizes throughout Kenya;
  • To lead and facilitate deal flows and financial transactions including USAID’s Development Credit Authority’s activities, USAID’s Global Development Alliance (GDA) partnerships and other new forms of finance including Mezzanine and private Equity,
  • Overseeing the development and execution of project deliverables, lead project planning, budgeting, action plans and monitoring processes
Sep 2008 - Jul 2012

Regional Cordinator

Youth Enterprise Development Fund- Kenya

Key Roles under this team lead position with 46 staff included to manage the region and all Youth Fund undertakings in five Counties including: New business and support channels development, Credit portfolio management, Capacity development for the youth entrepreneurs, Market linkages for products from youth ventures, Commercial infrastructure lobby and liaison and general business administration.

Other Duties

Product & Business Development team lead: 

Responsible for concept development of new and innovative products; research and design of new and relevant youth focused products; Advising the management on the roll out of new products; review and evaluation of existing products with the view of improvement; Identifying, recommending and appraisal of new business support channels for the youth; Generation of ideas and processing customer feedback as an aid to product improvement.

Mar 2006 - Sep 2008

Relationship Officer- Credit: SME and Corporate Lending

Equity Bank Ltd- Kenya

Overseeing the growth of the branch’s quality corporate and SME loan book for funded and non-funded facilities through proactive relationship management, preparation and administration (control) functions; Loan workouts, Preparing and agreeing annual budgets based on client portfolio, preparing performance reports and meeting the agreed Service Level Agreement (SLA) as per the Banks Policies and Procedures.

Prior to Corporate and SME lending, handled micro-credit and consumer relationships.


May 2013 - Present

MSc Entrepreneurship and Innovations Management

University of Nairobi

Corporate Entrepreneurship and Innovations option: 

Oct 2001 - Jul 2005

Bachelor of Arts- Anthropology

University of Nairobi

Social Anthropology Major, Philosophy Minor

Jun 2009 - May 2014

Certified Credit Professionals(CCP-K)

Kenya School of Credit Management, KASNEB

KASNEB examined Professional Credit Managers Certification

Sep 2009 - Nov 2013

Diploma, Business Management

Diploma course in Business management

Text Section


Member, Institute of Credit Management (Kenya) - ICM (K)