jose m. Acevedo Jr

Consumer Finance Professional

  • Greater Boston Area, US MA

Work Experience

Work History

Digital Federal Credit Union (DCU)

May 2011 - Present

Member Service Representative 

Consumer Loan Originator, Processor, and Post Closer. Assist in end of day closing with Branch Staff. Experienced in Loan Auditing, IRA account origination & servicing, Trained in Consumer Credit primarily using Equifax Beacon 5.0.

Achieves sales goals for Digital Credit Union to increase membership base, assets under management, and consumer relationship. 

Helps member's reach their financial goals by providing credit education, loan alternatives, and providing great service to our members. 


Jan 2010 - Mar 2011

Men's Associate

Handled year-end inventory, front-end sales, and jewelry department.



Microsoft Word, Excel, & PowerPoint

Intermediate Word, Excel, & PowerPoint skills.


IRA origination and servicing of IRA accounts (withdrawals, contributions, rollovers, and withholding).

Language Skills (Bilingual)

Fluent in English and Spanish. Engaged the Spanish speaking member to help garner business. "Go-to" person for Hispanic community outreach.  


Sales trained and oriented. Able to respond to sales cues to facilitate/close on sale, while also meeting metrics & excel in customer service.  Able to cross-sell as opportunities arise. Able to offer speficic products/service based on customer needs

Credit Analysis

Trained to analyze consumer credit utilizing Equifax Beacon 5.0 credit score model. Able to make recommendations to establish or re-establish credit based on personal credit history. 

Loan Origination

Origination of all consumer loans, recommend approval or denial (short of underwriting). Tasks include gathering supporting documents, cross selling, & periodic audit/review of closed loan applications for error, efficiency, and verification of supporting documents.



Fitchburg State University

Dec 2011 - Present

Bachelors of Science in Business Administration

Concentration - Accounting

Mount Wachusett Community College

2009 - 2011




Commonwealth of Massachusetts

Aug 2012 - Aug 2019

Notary Public


LULAC- League of United Latin American Citizens

Member since 2015

Contact Info.