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Formed the department procedures consisting of US and Canadian safety staff including safety compliance and training programs for the US Department of Labor, OSHA, and the provincial requirements under Canadian health & safety laws, incident investigation and follow up protocols, and, development of client driven site specific safety plans.


Established corporate claim protocols for the management of post incident costs and defense of the company against claims. As a result of plans implemented,  the safety and claim functions resulted in a net savings of 18MM in insurance costs across the company. Corporate incident reporting and investigation programs requiring 24hr notice and root cause analysis were developed in order to provide "current data" in order to better analze the corporate exposure to loss.

Implemented a company crisis plan which was executed during a highly visible publized catastrophic human life loss, which resulted in minimal company visability and publicity during the news publication of the event. 

Risk Management

Developed a  corporate international risk management program and department. Implemented and utilized insurance and non-insurance techniques to  define risk and providing risk transfer alternatives to the operating entities.  Due to previous project history and losses, established protocols for the review of all contracts to insure that the level of risk assumed could be adequately protected in the event of a loss. This process, when coordinated with legal counsel was a valuable tool in the analysis of risk to the company.

Directly selected insurance brokers engaged in the domestic and international insurance programs including TPA's when needed. Managed first dollar, Self Insured Retention and Deductible insurance programs and provided monthly data on financial accrual levels needed by line of coverage and entity. 


25 years of Risk Management Experience with a true proven ability to recognize and devise methods to eliminate, transfer and avoid potential exposures while delivering and managing state of the art construction insurance programs that focus on both coverage and cost. Successful in the design and development of international risk management programs for some of ENR's Top Specialty Contractors; comprehensive programs which included, insurance analysis and coverage review, safety programs and incentives, claims management and mitigation and acquisition risk management due diligence.  An understanding of project management processes has translated into the successful intergration of risk management policies and proceedures into the project planning process which led to the reduction of total cost of risk.

Career Highlights

Work experience

Director of Loss Control

Emcor Group, Inc

·As Director of Loss Control I report directly to the President and COO of this $4 Billion international specialty trade contractor. Direct responsibilities include the ongoing monitoring of the corporate Loss Control and field Risk Management program for the United States, Canada and the United Kingdom subsidiaries.

·Achieved a $17 million reduction in insurance costs through the development and implementation of one of the industry’s most progressive web enabled employee training, documentation, incident investigation and claim management programs for 50 domestic and international operating subsidiaries.

·Through superior loss control, claim and contract management programs, maintained company’s Worker’s Compensation and Liability premiums in 2001 despite dramatic increases in industry premiums worldwide.

·Achieved a 60% loss rate reduction over the past 4 years in company’s Auto Liability insurance program covering 3900 operators. This program was instituted in our UK operations, the first strategy of its kind, showing a 20% reduction in its first year.

·Represented corporation and operating subsidiaries at Department of Labor hearings with a 90% total success rate.

·Manage a domestic and international staff of 48 loss control and claim management professionals.

May 2009Present

Director Risk Management

DePaul Group

Managed a diversified Risk Management exposure for a privately held family conglomerate with interests in the following industries:

Civil Construction, Materials quarries, Healthcare, Entertainment, Real Estate development, and, Residential Home construction.

  • Redirected the company philosophy on its selection of brokers to improve the company's standing within the insurance community.
  • Developed insurance purchasing strategies that placed greater emphasis on the management and retention of risk.
  • Instituted contract review policies designed to better help the managing partners understand the scope of risk and the ability to transfer risk.
  • Implemented monthly claim financial reporting to reflect monthly cost of loss for each operating entity.
Jan 2006May 2009

Vice President of Risk Management

Railworks Corporation

·Instituted, managed and controlled a Risk Management department for the largest North American rail servicing and transportation system contractor. Department functions include: insurance overview and purchase, broker selection, safety staff and claim management. Asset management including equipment maintenance and purchasing are part of this department due to their potential for loss to the corporation.

·Achievements include the closing of significant coverage gaps in existing insurance program that could have crippled the business, bringing on board a claim manager with construction expertise and the subsequent development of incident reporting and handling procedures, development of a practical field safety and vehicle safety program, tightening of contract.


Fran Sikora

Timothy E. Hoerman

David Marino