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Summary 

Professional Credit Risk Analyst & Underwriter for multi-national bank, with  over 12 years experience within the financial sector. Client-focused, Type-A producer with a phlegmatic temperament. Creative solutionist who seeks risk mitigation prior to risk aversion, resulting in acceptable investment risk to the bank.  Collaborator who empowers teammates.  Passionate about the success of both the client and the bank.

Experience

2013Present

Consumer Loan Underwriter III

Wells Fargo
  • High tier Direct Auto producer with 99% credit quality for 2013-2015.
  • Cross-trained new hires on secured and non-secured products.
  • Assisted in launch of  two department expansions (Tempe, AZ 2013, Chandler, AZ 2015).
20102013

Senior Mortgage Underwriter

JP Morgan Chase
  • Versatile  retail mortgage product/program  underwriter in fast paced market environment.
  • Special project manager assignment for Fannie Mae buy-backs.
  • Undertook new 2011 O.C.C compliance  implementation for homeowner's assistance  campaign (HAMP, MHA &  Chase's in-house programs) including loan modifications and short sales.
20072010

Senior Mortgage Banker

Quicken Loans
  • High volume producer; low application fall-out.
  • Platinum Banker Award 2009.
  • Performed new-hire trainings on negotiations and automated UW.
  • Created curriculum and performed trainings on client credit repair and personal budgeting. 
20062007

Loan Officer/Assist. Underwriter

VS Financial
  • Acted as intermediary between clients and over 70 lenders.
  • Promoted to complete preliminary broker package underwriting.
20062006

Loan Processor

Bank of America
  • Awarded for consecutive months >115% processor production goals with low error rates. Expedient completion for Home Equity loan folders.
20042006

Escrow Agent

Chicago Title Company
  • Promoted from clerk to closing agent acting as exclusive title company to high-end custom home builder for Metro-Area Phoenix, AZ.