• Moorestown NJ

Jennifer S. Warren

Mortgage Loan Underwriter / Business Consultant

Work experience

Work experience

Junior Underwriter

Apr 2015 - Present
Freedom Mortgage
  • Monitors and keeps “Team” apprised of daily and upcoming work load 
  • Prioritizes RUSH’s, resubmissions, and newly submitted loan conditions to meet the required turn-around time.
  • Reviews and sign-off PTD (prior to doc) and PTF (prior to funding) conditions.
  • Re-Runs, Reads & Interprets Automated Underwriting Systems (AUS) as needed.
  • Respond to all inquiries in a timely manner as established by company SLA’s.
  • Assist in special project assignments requested by Management.

Independent Business Consultant

2012 - 2014
  • Provided management consulting services to existing and start-up organizations.
  • Wrote and implemented Business Operating Plans.
  • Negotiated contracts and performed troubleshooting.
  • Hired and managed vendors and suppliers ensuring risk management & customer satisfaction.
  • Manage on and off-site personnel.

Project Underwriting Supervisor

1993 - 2003
  • Created a start-up Government Project Underwriting Department.
  • Developed departmental procedures and maintained compliance with VA, FHA, FNMA and FHLMC guidelines and credit risk procedures.
  • Underwrote loans according to risk analysis and management guidelines.
  • Analyzed income, credit and assets to ensure loans meet investor guidelines.
  • Created processes to manage risk across third party life cycle.
  • Mitigated operational risk by consulting in development and implementation of TPRM technology. 
  • Enabled end-to-end risk and control management through standards, procedures
  • Created risk and performance metrics tailored to multiple levels of management.
  • Responsible for managing daily activity of 17 personnel.



Bachelor Of Arts




1986 - 1989


Skills & Competencies

Strong math & financial skills • Advanced Microsoft Excel and PowerPoint • Excellent analytical, organizational, and interpersonal • Strategic thinking and decision-making • Well-developed verbal and written communication skills • Ability to work well in team-based environment