Jameson Van Houten
- Scottsdale US-AZ
Jameson Van Houten, CEO and Chief Investment Officer of Stonegate Financial Group in Scottsdale, Arizona, serves as a leading investment advisor. Throughout his career, he has helped individuals and small businesses locally as well as nationally. A frequent contributor to the Phoenix Business Journal and other publications, Jameson Van Houten has written articles on many investment and financial situations, including how to avoid adding fiscal distress to the bereavement period after a spouse’s death. Following the death of a spouse, likely the last item with which surviving spouses want to concern themselves with is dealing with the finances, especially if their loved one typically handled these matters. However, to avoid major difficulties down the road, they will need to address this, preferably sooner rather than later. Experts advise surviving spouses to pay close attention to the details and to take it one step at a time in assuming sole management of their finances. First, they will need to locate all their important documents, including insurance policies, investment certificates, and bank statements. Next, they should identify any retirement money they can use and consider working with a financial advisor to assume possession and control of their money and distributing assets. They should reevaluate their cash-flow needs and budget for living expenses. Lastly, creating a net worth statement will allow individuals to identify thoroughly how much they have and how much they owe.
A Certified Financial Planner and investment advisor representative in the Phoenix area, Jameson Van Houten serves as CEO and Chief Investment Officer of Scottsdale’s Stonegate Financial Group. In addition, he is an active member of Arizona’s community. Jameson Van Houten writes articles for industry publications, among them the Arizona Business Magazine. He was recently featured in the magazine’s special section, “Wealth Management: Emerging Leaders.” The Arizona Business Magazine and its companion website, AZNow.Biz, offer relevant news on the state’s industries and business climate, and in-depth examinations of the professionals and enterprises operating within them. For more than a quarter of a century, Arizona Business has kept executives, entrepreneurs, industry leaders, and analysts abreast of the goings-on in Arizona’s markets and on its main streets. In addition to reporting on and connecting the state’s business communities, Arizona Business recognizes innovators through several annual recognition programs, including the Best of the Best Awards and the Arizona’s Most Admired Companies program. These and other industry honors help to highlight best practices, thus providing guidance to the business community.
CEO and Chief Investment Officer of the Stonegate Financial Group, LLC, Jameson Van Houten, CFP, started trading stocks, bonds, and mutual funds for his personal account when he was 16. He graduated summa cum laude from the Arizona State University’s W.P. Carey School of Business, earning valedictorian honors at the university’s Barrett Honors College. Jameson Van Houten is a Registered Investment Advisor and Certified Financial Planner. Financial professionals seek the Certified Financial Planner (CFP) designation to document that they have met a certain standard of training and experience. Like a tradesman’s license, it assures clients that the practitioner is a qualified professional. Conferred in the United States by the CFP Board, the CFP designation requires candidates to undergo many years of training and to pass the rigorous CFP exam, a 10-hour test administered over a day and a half. In addition to holding a bachelor’s degree, candidates must complete a board-approved education program, including courses on the general principles of financial planning, professional conduct, fiduciary responsibility, and interpersonal communication, as well as five specific areas of financial planning, such as retirement planning and insurance planning. Candidates for the CFP designation must also meet an experience requirement. The board permits candidates to satisfy this requirement through a 2-year apprenticeship, which consists of delivering financial services directly to clients under the supervision of a CFP, or through an extended 3-year option, which adds additional activities, such as teaching or completing internships and residency programs. The fourth element of the CFP program is the ethics requirement. Candidates must undergo a detailed background review and agree to the board’s ethics code, rules of conduct, and practice standards.
The Chief Executive Officer and Chief Investment Officer of Stonegate Financial Group in Scottsdale, Arizona, Jameson Van Houten provides wealth management and financial planning services for businesses, families, and estates. In a Wall Street Journal article, Jameson Van Houten explained how he assisted a software company through a difficult transition. The company owner had died, leaving the business in the hands of his widow. Mr. Van Houten devised for her a retirement plan that would benefit the employees while giving her an income to compensate for the loss of her husband’s salary. The couple’s personal retirement savings were small because they had reinvested heavily in the business. The new plan shifted the existing employee retirement plan into a defined-benefit plan and a Safe Harbor 401(k). The defined-benefit plan set employee contributions according to her retirement age and the employees’ ages.