Attila Darnai
Retail Credit Risk Professional
- Nanjing, Jiangsu, China
- 0086 13505143396
- [email protected]
Summary
Accomplished credit risk expert with over 10 years of progressive experience in the financial sector.
Possesses great skill in the areas of car financing and consumer loans.
Adept at working to efficiently achieve organizational goals in both group and independent environments.
Proven ability to thrive in high pressure environments.
Looking for a suitable position with a financial company that wants to employ talented managers who get results.
Work experience
May 2014Feb 2016
Appointed Chief Representative
OTP Bank Ltd. (EU)
- Exploring the fast growing and promising Asian markets
- Analyzing Chinese retail banking and consumer finance markets
- Organizing meetings with CBRC
- Welcoming business delegations from China
Oct 2012May 2014
Risk Control Supervisor
Fortune Auto Finance Co., Ltd. (China)
- Designing the business processes
- MIS reporting
- CBRC reporting
- Forecasting and budgeting
- PD, LGD modelling
- Adopting to the local policies and regulations
- Monitoring risk measures of segmented client groups and dealer partners
- Managing the Risk database
- Implementing fraud prevention
Apr 2007Oct 2012
Risk Manager
Santander Consumer Finance (EU)
- Managing the Credit Risk Department (from 2009)
- MIS reporting
- Forecasting and budgeting
- PD, LGD modelling
- Creating LLR calculation models
- Coordinating the development and introduction of application scoring system
- Supporting the collection campaigns
- Evaluating the loan portfolios for sale
- Communicating with Risk Headquarters of the company
Oct 2004Apr 2007
Risk Analyst
Santander Consumer Finance (EU)
- MIS reporting
- Preparing ad-hoc analysis for top management
- Forecasting and budgeting
- Participating the development and introduction of application scoring system
- Communicating with Risk Headquarters (i.e. regular call conferences)
Sep 2003Oct 2004
Business Consultant
Formula/400 Information Technology Ltd (EU)
- Working together with IT experts of Aegon Hungary on actual IT development projects
- Documenting the project related business processes
- Translating process charts and descriptions of project documents
Education
Sep 1997Jun 2003
Master of Economics
Corvinus University of Budapest
Major in Actuary
Certifications
Oct 2011Apr 2012
Professional Risk Manager (PRM)
Professional Risk Managers’ International Association (PRMIA)
unique code: qahmfPi
Languages
English: Fluent
Chinese: Upper intermediate (HSK Level 5)
Hungarian: Native