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  • PHFA  "Top 10 Loan Originator" Award Winner for several consecutives years.
  • Top lender of Our City Reading, Inc with more than 100 units closed.
  • NHS of Greater Berks, Inc. Award Winner for numerous consecutive years.
  • President's Club Award Winner for multiple years.
  • Member of the Loan Administration & Education Committee.
  • Community Educator through seminars and workshops.
  • Promote all bank's programs.
  • Colaborate to all branches with their spanish speaking customers inquiring about mortgages.


To obtain a challenging position in mortgage lending which would enable me to utilize my skills and expertise.

Work experience

Feb 1993Present

Sr. CRA Loan Officer

Soverign Bank
  • Contact the client after reviewing information (provided by the initiator) to discuss their personal needs in order to provide them with a loan that best suits them.

  • Run and review credit history, income, length of employment and seasoning of home.
  • Assist borrower in locating required documents.
  • Work up a loan offer that most benefits borrower
  • Process and meet the conditions prior to funding.
  • Submit applications to credit analysts for verification and recommendation.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.







People person
Working with the Berks Community for the last 15 years
English - Spanish