Duff Dyer, owner and manager of Oxbow Mortgage Co., LLC, is an experienced residential lending broker that specializes in residential mortgage loans. Also committed to his community, Duff Dyer supports local branches of several organizations, including the Boy Scouts of America and the YMCA. Focusing on healthy living, youth development, and social responsibility, the YMCA of Pierce and Kitsap Counties maintains a range of services, programs, and initiatives that allow youth to reach their potential and encourage members of the community to build a healthy mind, body, and spirit. The YMCA of Pierce and Kitsap Counties has more than 100 sites dedicated to child care, youth and community outreach, and healthy living. Recently, the YMCA of Pierce and Kitsap Counties teamed up with the University of Washington, Tacoma, to begin working on a joint project. The initiative will create a unique university-focused student center and fitness facility that will offer modern exercise equipment for the students enrolled at the university’s downtown Tacoma campus. The facility will also be available to members of the local YMCA when it is not convenient for them to get to their normal Y center. The project not only responds to the needs of the campus’ nearly 4,000 students, but also brings the community together to achieve a common goal.