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Dr Patrick Bijou is an educated and a lateral thinker.He brings extensive banking experience having worked as a senior banker in many banks that include Credit Agricole and Deutsche Bank. He has also worked on Wall Street , very capable and highly experience trader in the derivative and bond markets, having setup MTN desks within Lloyds Bank.
Dr Bijou extensive contacts are with major banks around the world to include Mandiri, HSBC, Deutsche and ICBC, where he deals at board or chairman level.
He has tailored funding and investments for many different clients, which include governments, banks and financial institutions.  He has implemented over $1.3B funding for social housing in the Bahamas, where he is connected at government level, his credibility extends to being a personal advisor to the Prime Minster. Dr Bijou creates financial structuring to capitalise positions within Serbia, where he is a consultant to the Premier there. He has high level contacts in banks, where his financial architecture has created off balance sheet solutions to rectify capital adequacy shorts falls .
He has extensive asset management experience and runs two significant funds, his return ratio's are of the highest levels in his sector, offering clients very satisfying returns on their capital.
His experience and out of the box thinking makes him a significant asset to, he has a doctorate in economics and brings over 30 years experience in his sector. As a notable investment banker, he possesses certain expertise and skills in business management  and corporate governance. With that comes a host of managerial  expertise, experience and a seasoned methodical approach.

Work History


Registered Private Banker & T1 trader, Level 7 Banker and Banking Analyst , Fund Manger

Wells Fargo, Deutsche Bank, Credit Agricole CIB, Calyon, Lloyds Bank, Blackstone & Tiger FUND. Alpha Bank


  • MTN & Private Placements at Conduit Capital markets
  • MTNs and Private Placements/Syndicate at Credit Agricole CIB
  • Interest Rate Derivatives Structuring & Marketing at Calyon.



Debt Capital Markets, MTNs & Private Placements, Structured Products.


MTN & Private Placements in the Bond markets.

Responsible for the set up of the MTN & Private Placement Desk / MTN dealer function within Lloyds PLC Bank: Became the first dealer for Lloyds treasury for increasing significantly the portion of self led deals from 4% to 32% in 2002


  • Excellent understanding of Structured Products via the Multi Product Approach of desk covering Interest Rate Derivatives, Equity Derivatives, Commodities, FX, Credit and Inflation Linked Structures

Fund Manager


Efficaciously managed medium to high net-worth clients. Completed overview and balance sheet analyses. Made product recommendations based on clients’ needs and extensive analyses. Managed a Sales/Operations platform of 20+ staff.

  • Referred over $30M in hard dollar assets including raw deposits, $1.5B in investments to the Wealth Management Group, lending opportunities and high-level planning
  • Deeply involved in advisement and analysis of holdings
  • Reviewed and analyzed credit packages prior to partnership establishment to identify cash flow and invest income sources
  • Was named the top investment referral within the branch for the majority of 2002-2005

Personal Banker 1


Took on a wide range of roles; formed new banking relationships through opening accounts, facilitating peripheral product sales and providing the utmost in quality customer service. Maintained ongoing accounts and assisted the branch in daily operations. Analyzed and managed client portfolios to enhance client relationships and experience; cross-sold with help from numerous partners.



BA Business Studies, MBA Economics & International banking, PhD Economics

St Andrews, Edinburgh Scotland: Camden College New Jersey, USA

Business Studies 



Camden College, New Jersey, USA

Economics  and International banking, PhD


Awards & Memberships

Multiple Recipient, Wells Fargo “Valley of the Stars” Award

Recipient, Wells Fargo “Circle of Stars” Award

Member, Wells Fargo Millionaire Club and Champion Circle

Computer Technology

 Microsoft Office Suite: Word, Excel, Outlook, PowerPoint

Core Competencies

  • Strategic Planning
  • Investment Banking
  • Financial Modeling
  • Financial Analysis
  • Portfolio Management
  • Project Management


Chartered Financial Analyst (CFA) Level I Exam, December 2014

Licenses, FINRA Series 7 and Series 63,

Attendee, Wells Fargo Sales and Service Conference

Text section


Classical & Rock Music, The Arts, Conservation, Pet Sitting