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Work experience

May 2008Present

Senior Vice President Real Estate/Asset Management

Portfolio Equities, LLC
  • Lead and negotiate property management and leasing agent selection and agreements, capital improvement programs, franchise agreements, brokerage agreements, leases and lease fit-up, and purchase and sales agreements
  • Implement and manage the real estate and sales reporting process (i.e. Asset Status Reporting)
  • Prepare and manage real estate budgets
  • Arrange new financing for troubled assets.
  • Inspect real estate properties, as necessary .
  • Prepare internal approval memos for property operation plans, property improvement plans, real estate sales and major lease transactions
  • General ledger management (review financial statement line items and all accounts reconciliations)
Jun 2004May 2008

Vice President Real Estate/Senior Credit Officer

  • Increased interim construction loans from zero to $40 million during first 10 months of production including 168 apartment four-plexes in Victorville, CA; 160 apartments in Victorville, CA (SunCal Equity Investor Both Projects)  55 single family homes in Arbuckle CA (competed and sold in 6 months).    92 homes in Oroville, CA (5 phases) income pordii and 136 homes in the Escondido area of CA (Six Phase)
  • Currently working with Capstone Advisors for $50-$75 million correspondent facility Americap Equity Advisors for $35-$50 million correspondent facility.

* Funded $15 million dollar construction loan Reyen and Bardis Sacramento, CA.  Funded $13 million with Pacific West Homes for funding of 92 single family residences in Oroville,  CA

  • Kimbal Hill Homes and Crosswinds Homes for projects in Merced, Modesto, Portland, and Las Vegas.
  • Supervisory Responsibility:  for one administrative assistant. Intermediary for loan issues with the processing manger and underwriting manger, as well as interfacing with credit administration on major loan credits.
Jul 2000Jun 2004

Senior Vice President Real Estate

Dominion Realty & Investments
  • Specializing in site selection, acquisition and development. Interface with various Conduit Programs including Commercial, Single-Family, and Multi-Family for loan placement and funding.  90% of all project were income producing properties.
  • Feasibility analysis due diligence for anticipated financing on hotels, office, retail, industrial and apartment buildings and equity participation's.
  •   Work closely with various asset managers and listing agents as to property disposition, equity investment and sales. Third party review and analysis of appraisals, environmental, and property inspection reports.
  •  Supervisory Responsibility: Managed a team of loan originators; 4 processors and 2 underwriters and one administrative person.
Dec 1993Jun 2000

Vice President/Credit Officer

Tokai Bank of California
  •  Production expert for interim construction loans, mini perms, equity and conduit financing.
  •  Increased real estate production for Los Angeles Regional Office by 315%.  Originated, processed underwrote and funded the largest interim construction, mini-perm loan in Bank's history. Project encompassed 432 units located in Riverside, CA and was completed and leased on schedule with no delays.
  •  Worked directly with Legacy/Whitehall Fund for construction of 2 phase R & D projects located in San Jose.  Organized a 10 year fixed rate conduit program with Morgan Stanley New York.

Projects  included:  Call Corporation self storage facility 135,000 S.F.;  Scottsdale Arizona Office Building, $8,250,000;  City of Ventura, 35 apartments plus 14,000 S.F. retail $5,000,000;  150,000 S.F. self storage facility Ventura, CA $6,250,000

Extensive and thorough knowledge of California, Arizona and Nevada Real Estate.  100% of all projects were income producing properties with NO delinquencies.

Supervisory Responsibility: Managed two processors and one underwrtiter as well as interfacing with credit administration and the EVP of the bank.

Oct 1989Feb 1993

Senior Vice President, Real Estate Manager

Wilshire Center Bank
  • Authority for all Major Real Estate Loans.  Reported directly to the Board of Directors. $1,000,000  Lending  Authority
  •  Increased loan production from 2 to 25 million in a 12 month period
  •  Maintained loan portfolio administration with no delinquencies
  •  Generated 1.2 million in gross income
  •  Increased total bank assets to $86,00.0M  from 16,000.0M.  100% of all  projects were income    
  •  Income producing properties.
  • Supervisory Responsibility: Managed two junior loan officers, one processor, and one full   time                  administrative assistant to me.
Nov 1986Oct 1989

Vice President Real Estate/Administration

First Regional Bank
  • Lead corporation through critical start-up, turn-around and fast track growth.
  • Controlled all Major Real Estate Loans, reporting directly to the Board of Directors.  $1,000,000 Lending Authority.
  • Managed real estate loan portfolio in excess of 35 million.
  • Drove revenues from $450,000 to $3.2 million in net income with no problem loans in portfolio, no delinquencies, no REO's.
  • Regulated all loan participation's, joint ventures, and real estate powers.  100% of all projects were income producing properties.
  • Supervisory Responsibility: Managed three junior loan officers, one processor, one underwriter, and two note department clerks.
Dec 1989Sep 1986

Southern California Credit Officer

World Savings & Loan
  •  Managed Major Real Estate portfolio, loan administration, management and lending of loans in excess of $1 million, within Los Angeles, Orange County and Southern California markets.
  • Re-organized and implemented all phases of Real Estate processing and lending activities.  Multi-family and commercial loan production was in excess of $700,000,000 annually.  $2,000,000 Lending Authority.
  • Directed Joint-Ventures and Equity Participation's' leading to successful investments on the West & East Coast.
  • Implementation and organization for feasibility studies for existing and to be built projects.
  • Spearheaded computer tracking and reporting system for World Savings & Loan to facilitate project tracking, construction disbursement, percent completion and dollarallocation per project.  90% of all projects weer income producing properties.

Supervisory Responsibility: Managed three loan officers, two processors, one underwriter, and one disbursement person.


54 units towards Juris Doctorate

Western State University College of Law


  Review, analyze, and underwrite commercial real estate properties for mortgage lending purposes. Interact with various components of the lending process. Participate in sales call efforts with and without production Account Executives. Provide management oversight to the commercial real estate loan analyst and file and doc clerks. Assess credit profile risk for loan applicants. Perform analysis/evaluation of appraisal reports to insure validity and accuracy. Analyze and evaluate property and loan data in order to determine appropriate risk and pricing. Manage loan and underwriting process and processing personnel. Review and evaluate environmental audits and engineering reports Interface with attorneys, architects, contractors, building officials and lenders. MBA Pepperdine,  BS Northern Arizona University,  2 years of law school.


Working with homeless people.  Co -Founded Food On Foot in Venice and Hollywood, CA to feed 450 people on Satruday and Sunday when social services shut down.  Coaching youth basketball and baseball. Board of directors Anaheim Hills basketball and baseball.  Brought in Jim Harrick, Meadowlark Lemon and Rod Carew as mentor/instructors.

Computer Knowledge

  • Proficient knowledge of Microsoft Office, Office 2003, and  Excel and Windows XP
  • Internet
  • WinFax , Microsoft Outlook, and Novell
  • WinFast Software and Spreadsheets


Excellent professional references available upon request.


Real Estate Review Portfolio

  • #4 Analyzing a Real Estate Portfolio
  • #7 Financial Analysis of Real Estate Investment
  • #9 Feasibility Analysis for Commercial Acquisitions & Joint-Ventures
  • Guest lecturer on Real Estate finance for graduate classes at UCLA, and USC